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� ��15��744 <br /> forbearance by Lex�der in. exerc�sin.g any r�ght ar remed� inc�uding, w�thout �im�ta.�inn, Lender`s acceptance of <br /> pa�ments firom�hird persons, entit�es or Successors in Interest of Barrower or in amounts Iess than the amount then <br /> due, sha�l not be a v�a.�ver of or preclude the exerci.se of any�xght or remedy. <br /> 12: Joint and Sevexal Liability; �o-signers; Successars and Assigns Bound. Borrower covenants and agrees <br /> that Borrower's ob]xgations and liab�lxty sha�.x be joint and several.. Howe�er,an�Borrower who co-signs th-�s Secur�ty <br /> Instrument but does not execute the Note[a"co-sxgner"}: �a)�s co-s�gxa�.g thi.s Security Instrument only to mortgage, <br /> grant and conve� the co-signer's �nterest in the Property under the terms vf this Seeur�.ty Instrument; (�) xs not <br /> personal.l.y ab�.igated to pay the sums secured by this Se�ur�ty Instrument; and�c}agrees that Lender and a;ny other <br /> Borrower can agree�o extend,moclify, forbear or make any accommodat�ons with regard to the terms of this Secur�ty <br /> Instrument or the Note v�thout the co-sxgner`s cflnsent. � . <br /> Subject to the prov�sxanss of Sect�on �.7, any Succ�ssar in Interest of Borrawer who assumes Barrov�er's <br /> obligation.s under�his Securxty Instrument in v�r�tua.g, and�s approved by Lender,sha11 vbtain a�l of Borrower's rights <br /> and benefxts under�hi.s Secur�ty Instx�ument. Borro�ver sha11 not be released from Borr�wer`s obligat�ons and liabi�ity <br /> under this Secur�ty Instrument unless Lender agrees to such reXease x�n.wrxting. The covenants and agreements of this <br /> Securify Instru.ment shal�bind[except as prov�ded�n Section 19�an.d benefit the successors and assigns of Lender_ <br /> 13. Loan�harges. Lender may charg�Borrower fees for serv�.ces performed in connection with Borrower`s <br /> default, for the purpose.of protecting �ender's interest �n the Propert� and rights under this.Secur�ty Instrument, <br /> incluclirig, but nat lim�ted to, attarneys' fees,property inspection and valuation fees. ]C�i regard'to any other fees,the <br /> a�sence of e�press auth�rity in this Security Instrument ta cha�-ge a spe�ific fee t�Borrovver shal�not be construed <br /> as a proh�.b�.t�an on the charging of such fee. Lender may nat charge fees that are expressly prohibited by this Secwr�'tty � <br /> Instrument�r by App�x�ab�e Law. . <br /> If the Loan is subj ect to a Iav�r which sets max�.mum�oan�harges, and that law is finally interpreted so that the <br /> interest or other �oan charges cailected ar to be col�eGted zn.coar�.ne�tion vvit�the Loan e�ceed the perm�tted l�mits, <br /> then: �a}an�such�oan charge shall be redu�ed by the amount necessary to reduce the charge to the perm�tted limit; <br /> and�b) any sums a�ready colle�ted from Borrower which exceeded permi�ted lim�ts will be refunded to Barrov�er. <br /> Lender may choose to ma�e thi.s r�fund by reducing the principal ovved under the Nate ar by ma�ing a darect payment <br /> to �3orrower. If a refund reduces principal., th.e reduct�on w�ll be treated as a partia� prepayment w�t�.out an.y <br /> prepayment charge�whether or not a prepayment charge is pro�-ided for under the Note). Borrow�r's acceptance of <br /> any such refun.d made by direct payment to Borrower w�ll canstitute a�aiver of any right of act�on Borrower mi.ght <br /> have arising out of such overcharge. <br /> 14. Notices. AIl notices g��en by Bvrrow�r or Lender�connection vv�th this Secu.r�ty Instrument must be�n <br /> vsrr�ting. Any not�ce to B�rrower iur�cvnnect�on v�ith this Secur�.ty Instrument shall be deemed to ha�e be�n gi�en ta <br /> Barravver when ma.iied hy first c�ass mai�or when actually de�ivered to Borr�wer's not�ce address�f sent by �th.er <br /> m.eans. Notice to any one Borraw�r shall constitute notice to a�l Borrowers unless 1�pplicable Law expressly requ�res <br /> otherw�se. The not�ce address shall be the Praperty Address unless Barr�wer has designated a substitute not�ce <br /> address by no�.ce to Lender. Borra�er sha11 prampt�y notify Lender of Borrawer's change of address. If Lender <br /> specifies a procedure for reporting Borrvwer's change of address,then Borro�er sha�I oxaly report a change of addr�ss <br /> thraugh that specified procedure. There may be only one designated natice addr�ss under this Security Instrument <br /> at any ane t�m�. Any notice to Lender shall be g�ven by de�ivering i.t or by mai�.ing�t by first class mail to�.e�.der's <br /> addr�ss sta.ted here�n unl.ess Lender has designated another address by natice to Borrower. A�a.y nat�ce in connect�on <br /> with this Secur�ty Instrument shall not be deemed to have been g�.ven ta Lender until actually rec�xved�y Len�ier. <br /> If any notice requ�red by this Securzty Instrument is also required under Applicable Law, the App].icab�e I�avv <br /> requirement wi.X�sat�sfy the correspor�ding requirement ux�.der th�s Security ent. <br /> 15. �avernu�g Law; Sev��ability; Ruxe� vf Canstrnct�on. 'Th�.s Security In.strument shall�be governed by <br /> federal�ativ and the�a�Qf the jur�sdict�or�in.which the Prvperty xs located. AIl r�ghts ax�d obligations canta�ed�. <br /> t�iis Secur�ty Instrument are subj ect to any requirements and limaitat�ans af Applicable Lav�r. Applicable Lavv might <br /> e�p�rcitly or imp��.ci.�.y a�law the parti.es to agree by contract or �t might be salent, but such si�ence shaX� not be <br /> cons�rued as a prahxb�t�an aga�.nst agreement by contract. In tJa.e event that any provxs�on or clause of thxs Security <br /> NEBRASKA Single Fami�y-UNlFORM INSTRUiIIIENT � ����� . <br /> M�DI F!ED F�R DEPARTMENT D F V ETERAN S AFFAf RS- MERS �+�viiv.c�ocsr�ag�c.co�n <br /> �Re�. 'lI0'i} Page 9 af 1� <br />