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N <br />m <br />ri <br />fir• <br />WHEN RECORDED MAIL TO: <br />Five Points Bank f(st <br />West Branch <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />IIII <br />III <br />111 <br />FIVE POINTS BANK <br />ONIIINIIIINIthq NINIMII�IIHII IM IIIIIII I11 lI�IIIIIIIIINIIIIININNIIIIIIIIIII�llllilllllllnlll <br />* 000000000101276443034001282015* <br />IIIINIIIII <br />s <br />c � <br />CID • cc) <br />( <br />FOR RECORDER'S USE ONLY <br />DEED OF TRUST <br />THIS DEED OF TRUST is dated January 28, 2015, among MELINDA L ROTHER, a Single Person <br />( "Trustor "); Five Points Bank, whose address is West Branch, 2009 N. Diers Ave., Grand <br />Island, NE 68803 (referred to below sometimes as "Lender" and sometimes as "Beneficiary "); <br />and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred <br />to below as "Trustee "). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, <br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real <br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all <br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with <br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without <br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL <br />County, State of Nebraska: <br />Lots Twenty -eight (28) and Twenty -nine (29), West Lawn, an Addition to the City of Grand <br />Island, Hall County, Nebraska <br />The Real Property or its address is commonly known as 1920 W 18TH ST, GRAND ISLAND, <br />NE 68803. <br />REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtedness including, without limitation, a revolving <br />line of credit, which obligates Lender to make advances to Trustor so long as Trustor complies with all the terms of the <br />Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that <br />the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or <br />variable rate or sum as provided in the Credit Agreement, any temporary overages, other charges, and any amounts <br />expended or advanced as provided in this paragraph, shall not exceed the Credit Limit as provided in the Credit <br />Agreement. It is the intention of Trustor and Lender that this Deed of Trust secures the balance outstanding under the <br />Credit Agreement from time to time from zero up to the Credit Limit as provided in the Credit Agreement and any <br />intermediate balance. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and <br />m <br />rn <br />ry C3 <br />cp <br />to <br />cy,C/ <br />c <br />o <br />o Z <br />Q <br />