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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. Signed and sealed by Borrower: <br />Monica L McDonald <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by Monica L McDonald Single Person, before m a ugust <br />al. <br />7, 2014. In witness whereof, I hereunto set my hand and, if licab <br />My commission expires: <br />(Official Seal) <br />® <br />2004-2013 Compliance Systems, Inc. 9F96 -9917 - 2013L2.0.721 <br />Consumer Real Estate - Security Instrument DL2036 <br />1 I 1(Seal) <br />Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />20150073 <br />all County, NE <br />dentification Number <br />Page 6 of 6 www.compliancesystesns.com <br />Initials <br />