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��15��73� payments that were due when the in�urance coverage ceased t�be in effect.Lender will accept,use and retain these payments as a non-refundable loss reserve in�ieu vf Mortgage Insurance. Such lass reser�e sha��be nan-refundable,notwithstanding the fact that the Loan is ultimate�y paid in ful�,and Lender shall not be required to pay Borro�ver any interest or earnings on such loss reserve.Lender can no I�nger reQuire lvss reserve payments if 1Vlortgage Insurance coverage�in the amount and for the periad that Lender requires}pra�ided by an insurer selected hy Lender again hecomes a�a�lable, is obtained,and Lender requires sepaxately designated payments toward the premiums for Mnrtgage Insuranc�.If Lend�r required Mortgage Insurance as a�ond�tion of making th�Loan and Borravver was required ta make separately designated payments toward th�premiums f�r Mortgage Insurance,Barrower�hall pay the premiums required to mainta.in Mortgage Insura.nce�n ef�ect,or to provide a non-refundable lass r�serve, until Lender's requ�rement f�r Mortgage�nsurance ends in accardance with any written agreement b�tween Barrower and Lender pro�iding for such te�-n�ination ar until termination is required by App�icable Law. Nothing in this Section 1�affects Borrovver's obligation tQ pay interest at the rate provided ir�the Note. Mor�gage Insurance reimburses Lender�or any entity that purchases the Note�for certain losses it may incur if Borrower does not repay the Loan as agreed.B�rrawer is not a party to the Mor�gage Insurance. Mortgage insurers e�aluate their tata�risk on all such insurance in force fran�time to time,and may enter int�agreements with other par�ies that share or modify th�ir risk,ar reduce�asses.These agreements are on terms and conditions that are satisfa�t�ry to the mortgage insurer and the other par�y�or parties}to these agreements. Th�s�agreements may require the mortgage insurer ta make payments using any source of funds that the mortigage insurer may have a�ailabl��which may in�lude funds obtained fror� Mortgag�Insurance premiums}. . As a result of these agreements,Lender,any purchaser�f the Note, ar�other insurer, any reinsurer, any other entity,ar any affiliate�f any of the faregoing, may recei�e(directly or�ndirectly)amount�that � derive from[or might be characterized as]a partian of Barrower's paym�nts f�r Mortgage Insurance, in exchar�ge for sharing or modifying the mortgage insurer's risk,ar reduc�ng l�sses. If such a�reement pra�id�s t��t an a�'�liat�af L�nd�r tak�s a share�f the insur�r's risk ir�excha�ge for a share af the premiums paid to the insurer,the.arrangement is�ften termed"captive reinsurance." Further: R � �A} Any such agreements will not affect the amounts that B�rrower has agreed ta pay far Mortgage Insurance, or any other terms af th�.Laan. Such agreemerits wil� not incr+ease the amount Borrower will vwe f�r Mort�age Insuranc�, and they will not entitle Bvrr{ower to any refund. � (B) Any such agreem�nt� will not affect the rights Borrnwer has - if any - with respect to the Martgage Insurance under the Homeowners Protection Act of 1995 or any other �aw. Th�se r�ights may include the right to rece��e certain disclasures, to request and obtain cancellatian �f the Mortgage Insuranc�, to have the Mortgag� Insurance terminatec��automatically, andlor to recei�e a refund of any Mortgage Insurance prem�ums that weroe unearned at the time af such cancellation or termination. 'I'I.A�signment�f Misc�#lane�us Pr�cee�d�; Fo�"f�itu�e.Al�Miscellaneous Proce�ds are hereby ass�gned to and shall be paid to L�nder. � , �� 118fi78923� NEBRASKA-Singie F�mily-Fannie MaelFreddie Mac UNlFQRM INSTRLIMENT Form 30281/01 VMP� t�/ �21'14 Walters Kluwer Financial Servi�es 2D15032614.2.�.2944,12�'l40429Y Initials: « Page 9 of 17 " 7 � * .� , , � , . .. , . .