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. ��15��73� reduction will be treated as a partial prepayment without any prepayment charge(vvhether ar not a prepayment charge is pr��ided for under the Note�. Borrower's acceptance of any such refund made b}r direct payment to Borrovver will constitute a wai�er of any right vf action Borrower might ha�e arising out of such o�ercharge. '!5. NotiC�s.All n�tic�s gi�en by Borrovver or Lender in connection wit�i this Security Instrument must be in writing. Any natic�to Borrower in connection with this Security Instrument shall be deemed to ha�e be�n given to Borrawer when mailed by f rst class mai�or when actually deli�ered to Borrower's notice address if sent by other means.Notice to any one Borrower shall constitute notice to a�l Borrowers un�ess Applic�.b�e Law expressly requir�s otherwise. The notice address sha�l be the Property Addre�s un��ss Barrower has designated a suhst�tute notice address by notice to Lender.Barrawer shall prompt�y natify Lender af Barrower's�hange af address.If Lender specifies a procedure for repor�ing Borrovver"s c�ange af address,then Barrovver shall only report a change of address through that specified pracedure. There may be on�y one designated noti�e address under this Se�urity Instrument at any one time.Any notice to Lender shall be given by deli�ering it�r by maili�ng it by first class mai�to Lender's address stated herein unless Lender has designated another address by notice to Borrower.Any notice in connection with this Secur�ty Instrument shall not he deemed to ha�e been gi�en ta Lender until actually r�ceived by Lender.�If any notice required by this Security Instrument is als�required under App�icahle Law,tbe � Applicable Law requirement vvill satisfy the corresponding requirement under this Securifiy�nstrument. � � 4 �I G. Gaverning Law; Sev�rability; Rules �f�onstru�ti�r�. This Security Instrument shal�be . governed by federal law and the lavv af the jurisdiction in which the Property�s located.A�l rights ar�d ol��xgations contained in this Secur�ty Instrument are su�ject to any requirements and limitations of Applicable Lavv. App�i�able Law might�xplicitly ar i_mplicitly all�w the parties to agre�by contra�t or �t might be�ilent,but such si�en�e shall not be��onstrued as a prQh�b�tion against agreement by contract. In the e�ent that any pro�ision ar clause�f this Security Instru.ment or the Note conflicts vvith Applicable Law, such conflict shall not affect other pro�isions�f th�s Security Instrument or the Note which can be gi�en effect without the eonflict�ng pro�isian. As used in this Se�curity Instrument: �a}v�ards of the masculine gender shall mean and include corresponding neuter words or vvords of the f�minine gender;(b}words in the singular shall mean and include the plural a.r�d�ice�ersa;and(c}the�ward"may"gives sole discr�tion without any�hligation to take any action. 'l l. Borrower's �opy. B�rrower shall be given one copy�of the Note and of this Security Instrument. 'I8. Transfer of the Pr�p�rty or a �en�f�cial �r�terest�n B�rr�wer. As used in this Secti�n �S, "Interest in the Property"mean.s any legal or beneficial interest�n the Prope�-�y,including,but n�t limited ta,those beneficia�interests transferred in a hond for deed,contract for deed, insta.l�ment sales contract or escrow agreement,the inten�.af which is the tra.nsfer af t�tl�by Borrower at a future�ate to a purchaser. If all or any part af the Praperty or any Interest in the Praperty is sald�r transferred(�r if Bgrrower is not a natural p�rson and a beneficial interest in B�rrower is s�ld ar transferre��without Lender's prior Written consent,Lender rnay require immediate payment in full of all sums secured by this Security Instrument. However,this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law f l� '1'[Sfi78923� NEBRASKA-Single Family-Fannie MaelFreddie Mac UNiF4RM lNSTFtUMENT �' Form 3�28'tID1 VMP� � �2114 Wolters Kiuwer Financial 5ervir.es 2�150125�4.2.0.2944-J2�14�429Y InitEals: Page 12 of"17 * 0 w �