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<br /> LQT EIGHT �S}, BL��K TWENTY �24}, IN PALMER'S SUBDIV�SIUN IN THE �ITY�F �RAND
<br /> ISLAND,HALL C�UNTY,NEBRASKA.
<br /> SEE ATTACHED EXH�BIT"B"FUR M�RTGAGE S�HEDULE
<br /> In considerati�n of the mutual promises and agreemen�s exchanged, the par�i�s hereto agree as
<br /> follows{notwithstanding anythir�g to the contrary contained�n�he Note or Security Instrument}:
<br /> 1. As of, DE�'EMBER 1, 2013, the amount payable under the Note and the Security Instrument�the
<br /> "Unpaid Principal Balance"} is U.S. $138,156.06, consisting of the unpaid arnount�s}loaned ta
<br /> Borrower by Lender plus any interest and other amaunts capitalized.
<br /> 2. Borrower pr�mise5 to pay the Unpaid Principal Balance, plus int�rest,to the order of Lender Interest
<br /> wiil be charg�d an�he Unpaid Principal Balance at the yeariy rate af 4.250D%,from DECEMBER�,
<br /> 2U13. Borrawer promises to rnake monthly payments af principal and interest af U.S. $ 679.64,
<br /> beginning on the 1ST day af JAN[IARY, 2014, and continuing thereaft�r on th� same day flf each
<br /> succeeding month until principal and interest are paid in full.The yearly rate of 4.�544°/o wil�remain
<br /> in effect until principa�and interest are paid in full.If an DECEMBER 1,2U43�the"Maturity Date"},
<br /> Barr�wer still owes amounts under th� Note and the Security �nstrument, as amended by this
<br /> Agreement,Borrower wili pay these amounts in full on the Maturi�y Date.
<br /> 3. If ali ar any par#of the Property or any interest in the Proper�y is sold�r�ransferred�or if Borrower is
<br /> not a natural person and a beneficial interest in Borrawer is sold or transferred}withou�Lender's priar
<br /> written cansent, Lender may require immediate payment in fuli af all surns se�ured by the Security
<br /> Instrum ent.
<br /> If Lender exercises #his aption, Lend�r shall gi�e Borrower notice of accelera�ion. The notice shall
<br /> pro�ide a period af no�less than 34 days from�he date the notice is deli�ered or mailed within which
<br /> Borrower must pay all sums secured by t��e Security Instrument. If Borrower faiis t� pay these sums
<br /> priar to the expirat�on of this period, Lender may in�oke any remedies permitted by the Securi�ty
<br /> Instrument without further notice or demand on Bar�ower.
<br /> 4. Borrower a�sa wili comply with all other co�enants, agreements, and requtrements �f the Security
<br /> Instrument, including withaut timitation,Borrower's coWenants and agreements to rnake a�t payments
<br /> of taxes, insurance premiurns, assessments, esc�ow �t4IYl5y impounds, and all other payments that
<br /> Borrower is obligated tv make under the Security Instrument; howe�er, the follovriing terms and
<br /> pro�isrons are fore�er canceled,nu�l and�oid,as af the da�e sp�cified in paragraph No. 1 aba�e:
<br /> �a} all terms and pro�isions nf the Note and Security �nstrument (if any} pro�idxng for,
<br /> implementing, or relating to, any chang�or adjustment in the rate af interest payable under the
<br /> Note, including, where applicable, the Timely Payment Rewards rate reduction, as described in
<br /> paragraph 1 of the Timely Payrnent Rewards Addendum to Note and paragraph A.1. of�he
<br /> Time�y Paymen� Rewards Rider. By executing this Agreement, Borrower wai�es any Timely
<br /> Payment Rewards rate reduction to which Barrower may have otherwise been en���led; and
<br /> �b} all terms and pro�isions of any ad,�ustable rate rider, ar Timely Payment Rewards Rider, where
<br /> applicable, or other instrument or document�hat is affixed ta, wholly or partially incorpflrated
<br /> FHANA HUD-HAMP Lvan Modi�catian Agreement IQ 142013_111 WD 1 Z 145.I 99�24Z2527
<br /> First American Mortgage Ser�ices pag��
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