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. � <br /> � � � ��15����5 <br /> �� � � <br /> � � � . <br /> , <br /> � � <br /> � <br /> . <br /> 49�a��11 <br /> FIRST AMERI�AN ELS <br /> MODIFI�ATI4N AGREEJ�NT <br /> ��i il II!��II I I i���!!I I I��II I I 1I I I��I I l�II�!I��I I��I�II�IEi <br /> the real praperty described is lacated in HALL�QUNTY,NEB�RASKA and being set forth as fo��aws: � <br /> L�T SEVEN (7}, IN BLDCK THREE (3}, IN S�HIMMER'S ADDITI�N TU THE CITY aF GR.AND <br /> ISLAND,HALL C�UNTY,NEBRASKA. <br /> TQ�ETHER WITH ALL TENEMENTS, HEREDITAMENTS AND APPURTENANCES THERET� <br /> BEL�NGING. <br /> In consideration vf the mutual promises and agreements exchariged, the parties hereto agree as follows <br /> �not�vithstanding anything to the contrary conta�ned in th�Note or Security Instrument�: <br /> 1. Borrower agrees tha� cer�ain amounts awed wi�� nat be capitalized, wa��ed, or addressed as part of this <br /> Agreement, and wil� remain owed until paid. These amounts owed are referenced in the Ca�er Letter to <br /> this Agreement,which is incorporated herein,and are tv be paid with the return af this ex�cuxed Agreement. <br /> �f these amounts owed are not paid with the return of this executed Agreement,then Lender may deem th i s . <br /> Agreement void. <br /> �. As of, FEBRUARY I,��15 the amaunt payable under the Ntite and th� Security Instrument�the"Unpaid <br /> Frin�ipal Balance"} is LT.S. $1U3,�65.93, cansisting of the amaunt�s} laaned t� Borrower hy Lender, plus <br /> cap�talized interest in the amaunt of U.S. $4,72U,15 and other amounts capitalized, which is limited to . <br /> escrows and any lega�fees and related foreclosure cvsts that may ha�e been accrued f�r work completed. <br /> 3. Bvrrower prnmises tv pay the Unpaid Principal Balance, plus int�rest, to the order of Lender Interest wil� <br /> be charged fln the Unpaid Principat Balance at th�year�y rate of 4.Z5��%,from FEBRUARY 1,2415.The <br /> Bvrr�vr�er promises to rnake monthly payments of principal and interest of CJ.S. �547.51, heginning on the <br /> 1 ST day of MARCH, �O l 5, and continuing thereafter on the same day af each succeeding month unt�� <br /> prineipal and in�erest are paid zn full. If on FEBRUARY l,2045�the"Maturity Date"}, the Borrower sti11 <br /> owes amounts under the Note and the 5ecurity Instrument, as amended by this Agreement, Borrower will <br /> pay these amounts in fu�l on the Maturity Date. <br /> 4. If al� or any part of the Property ar any �n�erest in it is sold or transferred �or if a beneficial interest�n the <br /> Barrawer is sold or transferred and the Borrovver is not a natural persan}without the Lender's pr�or written <br /> consent,the Lender may reyuire immediate payment in fu�1 of ail sums secured by this Security Instrument. <br /> �f the Lender exercises this option, the Lender sha�l gi�e the Borro�ver not�ce of acce�eratian. The notice <br /> shall pro�ide a period of not less than 3U days fram the date the nati�e is deli�ered or mailed within whi�h <br /> the Barrower must pay all sums secured by this 5ecurity Instrurnen�.If the Borrawer fails to pay these sums <br /> prior tn the ex�iration of this period, the Lender may in�ake any remed�es permitted hy this Security <br /> Instrument v�ithout further notice or demand on the Borrower. <br /> 5. The Borrawer agrees to make and execute such vther documents or pap�rs as may be necessary or required <br /> to effectuate the terms and con�itions af th�s Agreement. <br /> 6. The Barrower also will comply wi�h alI other co��nants, agreements, and requirements of the Security <br /> instrument,including without�imitation,the Barrower's co�enants and agreements to make all payments�f <br /> taxes,insurance premiums,assessments,es�raw items,impounds,and ail other payments that the Borrower <br /> is vbligated to make under the Security Instrument;h�wever,the f�ilowing terms and pr��isians are fnre�er <br /> cancelled,nu11 and v�id,as of the date specified in Paragraph No. 1 aba�e: <br /> �a} a�i�erms and pro�is�ons of the Note and Security Instrument(if any}pro�iding for, implementing,or <br /> Wel 1 s Far�o C ustam i.oan Mod�9012�l 4_77 7U8�����I�����I���I��!�I i����������II���� <br /> FirSt r�merican Martgage 5er►rices Page 2 <br />