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��15���39 <br /> 'I 2� Borrow er �Vot Re�ea�ed� F�rbeara�ce By L�nder Not a V1�airrer� Exten.��.flx��f the time for payment or. <br /> nmod�.�cation of ax�orti.za��.on of the sums secu:�ed by th�s Securi.ty Instrument gra��ed by Lender�o Borr�wer <br /> �r any Successor in.Interest of Borrower sha1�x�ot operat�tfl release�he liabi�.ity�f Borrower ar ax�.y <br /> Successors i.r�In�erest of Ba�r�wer. Lender shall nat be requ.ired�o conarrie�ce proceedings aga�t any <br /> Successor in Ir��erest of BorrQwer ar�o refuse tQ e�.tend time for payment or othex-�vise modif�amorti�atia� <br /> af the sums secured by�his Security In�trument by reason of any demand ma.de by the origin.a�B�rrower ar <br /> any 5uccessor-s�n In�erest of liarrower_ Any forbe�rance by Lender in exercising any ri�h�ar rer�edy <br /> i�cl.uding, wi�.h�u��.imi�ati�n, Lendert s acceptance o�payments from th�.rd persons, ent�t�es or�uccessors�n � <br /> I-�teres�of Borr�w�r flr in amounts less than�he amount th.en due, �ha:�i not be a waiver of ar preclude the � , � <br /> exercis�of any right or remedy. <br /> 'I 3. J�int ar�d �everal Liahi�ity; �o-sig��rs; Succ�ssars and Ass�g�s �aund. BarroWer cove�ants and <br /> agrees that Borrawer's�b1.�.gations and��abilzty shall be j o�nt and several. �Iowever, ax�.y Borrov�rer who <br /> ��-szgns this Security JC.�strumen�but does nat e�ecute t�e N�te�a"co-signer"�: �a}i.s co-signin.g this <br /> Security Instrument ox�ly to martgage, gran�and con�re�the co-signer's ixi�erest in.the Prop�rty u�der the <br /> terms of this Securxty Instrument; �b��s not persQnally obligated to pay the sum�secured by this Secux7.ty <br /> In�trume�t; and[c� agrees�hat Lender and any�th�r B�rrawer can agree�o e�tend, mod�fy, forbear ar make <br /> any aecammfldatior�s yv�th regard to the terms of this Security I�stru�men�or the No�e w�.�.hout�he�o�s�gner's <br /> consent. <br /> Subj ect to th�prov�s�ons of S�ctian 1$, a.r�y Successor�n.Interest of Borrower who assum:es BorrovtTer`s <br /> obligatxoxas un�.er�us Sec�.r�.ty Instrument�writ�ng, �xd�s a�proved by Lender, sha1�o��a:�n all of <br /> Bo�-x-ower's rigri�s and.be�e�'i�s unde�this Securi�r Ir�.��ru�ner�t. Borrower sha1l not be relea�ed fram <br /> B�rroyve��s ob�.�gat�ons and�i�:b�.�.xty under this Security�s��ent unless Lende�agrees�o such releas��n <br /> vvri.ting. �'he co�enants and agreement�of�is Securi�y Instr�u�e�.�s�ia�bi.�d�except as�rov�dec�in.Sec��a� <br /> 2Q� ax�:d benef���ie succ�ssors and assigns of Lender. <br /> 'I 4. Loan Charg�s. Le�der may charge Borrawer fees for services perf�rmed in connec�i�n v�ith Borrow�r`s <br /> defaul:t, for�he purpase of pratect�ng r.end�r's�terest in the Property and r�.ghts ur�der this Security <br /> Ix�strument, inclu�a.ng, but not�imited�o, att�rneys' fees, praperty inspectzori and valua�ion fees. In regard to <br /> axa.y other fees, th.�ab��nce of express authority in this Security Ixa:strum�nt to charge a��aecific fe�t� <br /> Borrower sh�l not be cor�s�rued as a proh�.bxtian o��he charg�ng of such fee. Lenc�er may�.ot charge f�es <br /> that are�xpressly p�o�.Zbzfed�y this Se�urxty Instrumerit or by Applicab�.e L.aw_ <br /> If t.�ie I�oa.n is subj e�t t�a�aw ur�c�.set�maxirr�um�o�n charges, ax�.d�Y�at laW is f�a.1��r�te�xete�l so�h.a� <br /> t�e�nterest�r othe��oa�.charges collected or to be col�ec�ed�in�connec�.on with the JL�an exceec�the <br /> �ermit�e�limits, then: �a� ariy such I.oaxa.charge s�iall:�be reduce�by the amount�.eces�ar�r�o reduce t�ie <br /> c�.axg�to�he permitted�i.rn�it; a:ud(h} any sums already collected�ram Borrower v�rhich exceec�ed permit�ed <br /> ��naits will be refunded ta Borro�rer. Lender may choose to make this refiu�.d by reducin.g the princzp�.l:awed <br /> -u.nder the Note ar by making a direct payment ta Barrawer. If a refi�xd reduces pri-�c�pal, the reduc�on will <br /> be treated as a par��.a.l prepayment wi.thout any prepayment�harge(whethe�or�ot a prepayment charge is <br /> provided for under the Nflte�. Borrower's acceptance of any such re�und mae�e by direct payment to <br /> B�rro�rer will cons�it-ute a wa�.ver of any right of aG��on�orr�wer migh�have ari.�i-�g out of such�vercharg�. <br /> '��� IV�t iCe�. .�.I no$ice�given�by�arro�er o�-Lender ir�cor�r�.ect�an wit��.� Secu�itv][:�.s�.ur�ent�nust b�� <br /> wr���ng. �i���tzce t��3orro�er ir�cannec�io�vv�th�s�ec�:r�.�r IYistrument sha:�l�e deerr�ec�to�ave�been <br /> give�t��oxro�vex wh�n�a�1ed by first c�.ass�nay�or whe�actua�Iy de��vered.���orrower's r�ot�ce ac�dres��f <br /> sen.t�by�t�ier means. No�ice��ar�y ane Borr�uTer sha�1 constitute r�otice�o a1�B�rro�xrers ux�ess Applicabl.e <br /> Law express�.y re�u�.res��.ierwise. The n��xce adc�-ess sha1�be fh�Praper�r Addaress unless Borrawer has <br /> ��oors�o <br /> NEBRASKA-5ingfe Fami�y-Fan-�ie M aelFreddie M ae LlN1FORM fNSTRUM ENT Fvrm 3�28�I�'l <br /> VM P Q Vi111 PG{NE}{13�2} <br /> Wo[�ers K[�aw er Fna�cia!Services Page 11 of 17 <br />