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201500631
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Last modified
4/14/2015 11:53:09 AM
Creation date
2/2/2015 8:57:17 AM
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DEEDS
Inst Number
201500631
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MULTISTATE BALLOON RIDER <br />IDS, Inc. <br />BALLOON RIDER <br />10476 W Husker Hwy <br />Wood River, NEBRASKA 68883 <br />(Property Address) <br />Page 1 of 2 <br />201500631 <br />THIS BALLOON RIDER is made this 30th day of January, 2015, and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument ") <br />of the same date given by the undersigned ( "Borrower") to secure Borrower's Note to Exchange Bank <br />( "Lender") of the same date and covering the property described in the Security Instrument and located at: <br />The interest rate stated on the Note is called the "Note Rate." The date of the Note is called the "Note <br />Date." I understand Lender may transfer the Note, Security Instrument and this Rider. The Lender or anyone <br />who takes the Note, the Security Instrument and this Rider by transfer and who is entitled to receive <br />payments under the Note is called the "Note Holder." <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows (despite anything to the contrary <br />contained in the Security Instrument or the Note): <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE ENTIRE <br />PRINCIPAL BALANCE OF THE LOAN AND UNPAID INTEREST THEN DUE. THE LENDER <br />IS UNDER NO OBLIGATION TO REFINANCE THE LOAN AT THAT TIME. YOU WILL, <br />THEREFORE, BE REQUIRED TO MAKE PAYMENT OUT OF OTHER ASSETS THAT YOU <br />MAY OWN, OR YOU WILL HAVE TO FIND A LENDER, WHICH MAY BE THE LENDER <br />YOU HAVE THIS LOAN WITH, WILLING TO LEND YOU THE MONEY. IF YOU <br />REFINANCE THIS LOAN AT MATURITY, YOU MAY HAVE TO PAY SOME OR ALL OF <br />THE CLOSING COSTS NORMALLY ASSOCIATED WITH A NEW LOAN EVEN IF YOU <br />OBTAIN REFINANCING FROM THE SAME LENDER. <br />
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