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Ad�Citi�r��ll�r� Tr�tst�r sF��l[ rr��in��in �u��i �t]��r ir,sur�n��r in�lu��r�g �u� n�t limi��d t� <br /> ha��r�r b�sin��� int�rrupti�r�r and ��i��r in��r����r a� ��n��r rn�y r��s�n��[y r���ir�. ��li�ies ��r�ll �� wri��� ir� <br /> -f�rm� �rrr��rn�s, ��verag�s �n� ��sis r����r��}�I� �����t��1� t� L�r�d�r �r,d is�u�� by � ��rr���r�y �� ��m�ani�s <br /> r����r�ab�y �����#abl� t� ����]�r. Tr��t�r, ���n r��u�s� a�r Lend�rr will �leCiv�r �� L�nd�� fr�rr� �ir�� t� tirr�� tF�� <br /> ��l i�i�s �r ���ti��at�s �f i r��ur�n�� i n f�rrn s�ti�f��t�ry t� L����r, i n�[u�in� �ti pralati���that ��v�ra��� v�i[I n�# �� <br /> ����el I�� �r �]i r�inish��C v�i�h�u� �t r��st t�r� (��� c[��rs �riar v�rritt�n r��ti�� t� L�n��r. E��h �rr��r�n�� p��i�y �1�� <br /> �}���I ir��[ud��n ��d�r��ment�r�vi d'[n�th�t����r��� i��F�v�r�f��n��r wEl[ n��b� i m��ir��l in�ny�r�y f�y�ny���r <br /> �mis�i�r� �� d���i� ��r T'ru�t�r�r �r�y �ther p�rs�r�. ���ul� th� }��a[ �r�p�rty b� ����t�d ir� �� �r�a ���i�n�t�� by <br /> th�Admini�tr�t�r�f t[�� F�d�r�! �m�r��n�y ll�l�r�ag���nt A��r�Gy�s � �p��ial fl��d h,�z�r�€ �r��, Tru�tar ��r��s t� <br /> ��t�in an� rr��int�in ��d�r�� Fl���f Er,�ur�r�c�� ifr ��r�iE��]�, f�r the ful[ unpaid prin�ip�] b�l�n�� ��F th� l��� �r�d any <br /> pri�r [i�r�s �r� tl�� �r���rty �����i n� �h� 1�anF up #� xh� m��irn�m �Qli�� lirn i�s ��� ur��er tF�� N a�i�r��l Fla�d <br /> [n��r�n�� �r��r�mF�r����herwi�� r��uir�� [�� Len��r� �rr�t� m�int�i����h� i�s�ran���F��tF����rrn a�#h� I�an. <br /> A��li��i�r� �� Pr����d�. Tru�t�T�E�a[] �r�mptEy n�#i�r L�n�[�r Q��ny �Qs� Qr��m������h� �r���rty. L�r,��r rr��y <br /> m a k� ����� �� [�ss i� �r�s��r ��if� to d� �� �rv itl�i r, fi�rt��n (1�� ��y� af �he ����alt�r. Vl����h�r �� n�t L�n�i�r'� <br /> ���ur�ty �� i m�a�r��, ��n��r may, �t L.�n�l�rT� �f��ti�n r r���iv� �nd r���iri �F�� �������� �f�r�y irtsur�r��� �r,d appl� <br /> �h� �r������ �� t�r� r���a��i�n �f�1�� �r�����t��ir���sr p�ym��t �f any li�r� �ff��tin� �h� Pr�p�rtyr �r �th� r���vr��i�n <br /> �r�d r�p�ir��tl�� Pr�p�rt�. [f L�n�f�r ����t� t� ���ly�h� �r������t� r�st�r��r�n �n� r�p�ir, T�ust�r sh�lf r���ir�r <br /> r�p���� �h� t��m���� �� �l���tr���� 1 rr��r�v�m�nt� i n a rr�an n�r s�ti�f����ry t� L�r���r. �en+��r �h�l[, u��r� <br /> sati�f��t�r}r �ra�� �f ���h ��p�n�€i�ur�, p�y �r r�im�urs� Trust�r �rr�m tl�� pr������ f�r th� r�as�nabl� ���t �� <br /> r�p�Er �r r�st�r�tior� i� Trust�r i� r,�� in �e��r�lt un��r thi� ���� �� �'r�,st. Ar�y �r�c��ds wC�i�I� �i��� r��t E���r� <br /> �]is�ur��� v�rithin 1�� �i��r� �ft�r �heir r�G�i�t �r�d wl�icl� L�n�i�r 1��� r�at ��rr�rr�itt�� t� th� r��air �r r����r�ti�r� �f <br /> ��� p�-���r�y�h�[] E�� u��d fi r�t t� �ay any a m��nt �v�ri n� �� L�r���r un�l�r tl�i� ���d �f Trustf tl��n �a �ay a��rr��� <br /> i�t�r�str an� th� r�mair��e�� if any� �F��[1 E�� ���[i�� t� �h� p��n�ip�l b��an�� ��t�n� [r���i����n�ss. !f Lend�r ��[ds <br /> �r�� pr�����is ��t�r ���rm�nt �r� �u I� �# ��� [n���t�d n���� �u�F� �r�c���s si�ai] �e ��i� t� Tr��t�r as �r�st�r'� <br /> i�ter�st� ma�r ap���r. <br /> �am�aCiar��� witFi E�ci�#ir�g fnd����dr��s�. ��arin� ��� ��ri�d in whi��r �rry F�ci�tir�� Ir��f��#�dn�s� ����r�k��d �a�l�vwr i� <br /> in �f-���tr ��m�li�nce �nrith �3�� insu��r��� �r��isi�r�s ���tair��d in �h� i��t��m�nt �vir��n�in� s��h E.€istir�� <br /> Cn�����dn�s� sl��lf ��r�stit�rt� ��m�li�n�e v�ri�h �h� ir�s�r�n�� ���vi�i�r�� un��r tl�is �e�d af Tru�tr t� tl�� ��t�nt <br /> �am�I i�r��� �rtir it� th� ��rrn� Qf�Fri� a��� �f Tru�t w�uld ��r�stitut� � �upli�a�i�n �f ins�r�n�� r�qu ir�rr��r��� I� a�� <br /> �rQ���d� �rr�r� tl�e i r��u����� b���m� p�y�bl� �n [���� th� �r�vi�i�r�� �r�this a��€� ��Tr��t f�r di�is i�n �f pr������ <br /> �f�a IE a pp ly�r��y ta�t������ti�r��f tF���r����ds r�ot p�y��1�t�tl�� h����r��tC�� Existir�g 1r���E�t��r����. <br /> Trust�r's 1����r� �n [r��Uran��. �J��� r�����t��L��d�r� I���+r�v�r n�t rn�r� ���n �n�� � y�arr Tr������[��I� ��rni�h <br /> t� L�r�d�r a r���r� �n ���h ��is�ir�� ��li�� af insu��n�� �h�vxrin�: {�} ��� n�m� �f �F�� ir�s�rr�rr ��} th� ri�ks <br /> in�ur��lf ��� ti�� am�unt �f �h� p�li�y: ��} t�ie �r�p�r�t�r ir��ur��r th� th�n curr��t r�pl���rr,+�nt v�fu� �� �uc� <br /> �rap�rtyr �r�d tl�� m�nn�r�f d�t�rminin�th��t v�lr��r ��d (�� th���c�i��ti�r� ���� �f t�� ��li�y. Tr�st�r shal�� r�p�n <br /> r��u�st�f L�rr�i�r� }�a�� a n i n����n��nt ap�r�is�r���i�f�ct�r�r t� L�nd�r d�t�rr�-�in�t�����F�v�I��re�Ea��m�����st <br /> ��tl�� Pr���rty. <br /> LEN�ER'� E�C�E1��ITL�F�E�. [f��y��ti an �r �ro����in� i� ��r�m�r�c�d t1��t v��ul� �at�ria�ly�f-��ct L�n��r's �n��r���ir� <br /> tl�� �r�p�rty �r if Tf��t�r f�i l� �a ��m�r[y�+rith ar�y �r�vi�i�n �f t[�i� ����[ ��Tr����r�r�y F����t�d ����m�n��r in�[u�i n� <br /> bu� ��t limit�� t� Tru�t�rr� f��lur�t� ��m�l}r �i��n �ny�hlig�ti���� r��int�i� E�i���r�� In��k����l���� in ���� s��r���r�g �s <br /> r��ui r�d b�I�v�r, �r���li��h�����r��y�rvF��r��u� any�m a�r���T��st�r is r���ir�����is���r���r��y und�r t�ti� ���d�f <br /> �rra�� �r �ny F��1�t��1 ���urn�nt�, L�nd�r �n Tr�s��r'� ��f��l� r��y ��ut �h�ll r,�� �� af�li��t��i ��� ��k� �ny ��ti�r� tF,�t <br /> ��rr��r ���ms appr�pri���, �n��udir�� �ut r��t [�mit�� t� di�char�i�� �r ��yir,� �[! ����sr [��n�F ���u�i-ty int�r����r <br /> �n��m�r�n��� �r��l �t��r �l�im�r afi any ti m� [�vi�� �r �l���d �r� t[�� �r�p�rty an� p�yin� �I[ ����� �r�r in�urir��� <br /> m�ir,t�inin� an� �r�s�rvir�g th� pr���rty. �[1 �u�h ��cp���i�ur� in�urr�� or p�i�l �y L�r��l�r f�r �u�l� �urp�s�� vvi[1 #h�� <br /> k���r i nterest �t th�� ��t� �I��r���i r�r���r�he N�t� f r�m th�� �l�t� ir��urr�d �r p��d �y L�n��r�� �h� ���� �� r���yrr�r�r�� f��r <br /> �rr�s���. A!I ���� ��p�n��� �riEl �ec�rr,� � p�rt �f �h� En�i�����ne�� and, at Ler���r's �pti�nr wiil {�) �� ��yah�� an <br /> ��mand; {g} �� �d��d �a th� ��E�r��� ❑f the N�t� �r�d !�� �pp�rt��r�ed �m�n� �n� be p��a��� wit� a r,�r i��t�l[m�nt <br /> ���rm�r��� t� 1a���r�� du� durir�g �itf��r {�} tFr� t�rm �f�ny ap�Ii��f�l� i�s�tr�rt�� ��li�y; �r (�} t�+� r�rr�aining �erm �� <br /> th� �ot�� ar {�} b� �r��t�� �� � ��llaa n p�}rm�r�t w�ti�i� v��l[ k�� c�u� ���] ��yah�� at the lV�t�'s rr��t�arity. Tf�� L���� �f <br /> Tr��� �1�� will s��ur� ��yrrt�r�t �f th��� �rrt��n��. �u�h r-��h� sh�lC �� ir� ��ld�ti�n t� �IE ��h�r rigl��� �nd r�m�di�s �k� <br /> v�r��cl� L�n�f�r m�y���r�tit[��i �p�n ��#�u�t� <br /> I�I�AF�RA�TI�; aEFEN�E�F�'1�LE. TE��f�ll�wir�� �r��i�iar�s re��ti r�g t� �vtir r��rsf�i����h� �r���r�y�r�a ��rt�f tl��s ���� <br /> of Trust: <br /> Titl�. Tr��t�r warrant� tl��t: {�} Tru�t�r h�l�� ���d an� rn�rk���k�l� ti�l� o� r���rd �� #h� �r�p�rty in ��e s�rr��l�� <br /> �re� �r�� cl��r �f �I[ li�r�� �n� en�um br�n��s �t�i�r tl��n tl���� s�� f�r�h i n �he F���1 �r���rt� �f es�ri�ti�n �� i n �h� <br /> ��i��n� I nd�btedr��ss���tr�� �a�l�w �r in a n�ti��� ins�ran�� ��1 i�y�t[�1�r����, �r fina l�titl� opir�i�n iss���l i r� f���r <br /> a�I �n� ����}���d �y, L�r�d�r i� ��r�r���ti�r� vvi�h �hi� ���� �f Tr���, and ��} Tru�t�r h�� tl�� ful] ri�ht, ����rr �nd <br /> ���h�ri�y ta e�e�u���r���l�liv�r�hi� ����d�f Tru��t� L�nd�r. <br /> aef��s� �f Titl�. ���a��� �� �he e�����i�r� ir, th� ��r��r�p� �b�v�r Tru�tar v�r�r��r�ts a�� �vill f�r�u�r ��f�r�� �h� <br /> �i�l� fa �he �r���r-ky���ir��t th� l�wf�[ clair-r-r� of a1C ��rs���. Ir� tf�� �v�r���ny ���i�n �r �r��eedin� is ���r��r���� <br /> ����q�t�sti�r��Tru�tar's�itl��r t[�� [�t�r��t�f T���t���r �en�er ur��l�r thi� ���d �f Tr��tr T�����r�ha�l de�en�th� <br /> a�tia n at Trust�rr� ����n��. Tr����r may �� t1�� r��rr�[��I ��rty i n s��� �r���ed�n�, b�� L�r�d�r�i��ll b� �nti�l��t� <br /> �a�i�i���� i� tFr� �r�c��di�� artd t� b� ���r���r�#�r� in t}�� �r�����fir,� by ��r�ns�[ �f ��n�f�r'� ov�n ch����� ��t� <br /> Trv�t�r vwi[� d�li��rr ar���s��� �e d�Civ�r��, �� L�r�d�r���f� i ns�r��n�n�k�as �en�er rri�y r����st�r�m�i m�t�ti m� <br /> t� ��rm[������arti Gi�����r�� <br /> ���n�lian�� �ith L�v�r�. Tr�a�t�r �r�rr�nt� �h�� t�� �r���r�t�r �n� Tr�a�t�r`� r�se a� the �r���r�� ��m�1 i�� v�rith �il . <br /> �Xl��l[������l���I� E$W�^r o��i��r�c��� �r��] feg�[�ti�r�� �����ern men��! �utl��rities. <br /> ��rvi�r�E �f F�e�r�sent��i�r�� �n� �11��'r�n�i�s. All repr�s��t�ti��t�� v��rranti�st �r��l �g����n�nt� rr���l� �r� �"r�st�r �n <br /> tC�is ���� ��r Tr��t���11 �urvive t}�e �x���ti�t� �t�€� �I�I��r�r��f�hi5 ���� ��Trust� s}��il E�� �a�ti�u�n� in n���r�r �r�d <br /> �h��l r�main i n�u�l f�r���r��i�fF����r��i I s uch t�r������rr�vr��r'� Ir�d�f�t��n��s�ha�] be paid i n�u�l. <br />