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��15��55� <br /> €C3 "Lender" �s Hor�� F�dera� Sa�i ngs and L�an Assn of Grand Is�and <br /> Lender�s a Sa��ngs and Laan <br /> organ�zed and e�isting under the�aws of T�e State �f �ebraska . <br /> Lender's address is ���. Sauth Lo�ust �t �rand Is�and �E �88U1 <br /> Lender zs the�en��ciary under this Securi�y Instrument. <br /> 4�3 rr��us����! �� Arend R Baa�lc, Attorney <br /> . <br /> �E y "N�te" means the promissory no�e�igned b�r Barr�wer and da�ed �a nu a r'y 23, �Q 15 . The N�ote <br /> s�ates that Borr��ver owes Lend�r TH IR�Y �NE TH�USAND SI X HUNDRED ANo oa�zo� <br /> Doliars �U.S. $3�,6��.�� }plus interest. Barraw�r has promised t�pay this debt�n re�u�ar <br /> Per��dic Paym�nts and��pay the d�b�in fu�l not�a��r than Feb ru a ry 1, �D�� . <br /> �Fj "Praperty" means the pr�per�y�hat�s d�scribed below under the head�ng "Transfer�f Rights in�he <br /> Prap er��.►, <br /> ��� "Lvan" meanS �h�d�ht e��denced by the No�e, plus �n�erest, an�r prepaymen�charg�s an� la�e charges due <br /> under the N�te, and a.11 sums due under th�s Securxty �n.strumen�, p�us �nteres�. <br /> �H� "�iders" means a1i Riders to th�s Security�n�tru�nen��hat are executed by Borrower. The fo��owing R�ders <br /> ar�t�be e�.ecu�ed by Borrower �che�k bo�as applicable�: <br /> �Adjus�a�le Ra�e R�der [��ondaminium Rider �S�cand Home Rzder <br /> �Balloon R�der � P�anned Un��DeWelopment Rzd�r � 1.-4 Fam�i�y R.xder <br /> 0 VA R�der �B�week�y Paymen�R�der 0�th�r�s} �spec�fy� <br /> ��3 "App�icab�e Law" means a�� �ontro�ling applicabie f�derai, state ar�d local s�a�u�es, r�gu�a��on�, ordinance5 <br /> and administra�ive rules and�rders �that have the effect of law} as�ve�� as a�� app��cab��f�na�, non�appea�abie <br /> judic�a� opinion�. <br /> �u . �J� "Community Association Dues, Fees, and �ssessments" m�ans a���uesy f�es, asse��rrzents and ot�er � . <br /> �harges that ar��mp��ed an Borr��ver or the Proper��by a condomirzium association, h�m�owners <br /> associa�ian or simui�ar organ�zati�n. <br /> . � �.. ,. . <br /> tK3 "Electranic Funds Transfer" mear�s any transfer of funds, other t�ar�a transac��on or�g�nat�d by che�1�, <br /> draft, or simi�ar pap�r instrument, whzch is initiated�hrough an eiectron�c�erm�na�, �e�eph�nic i�s�rument, <br /> c�mputer, or rnagnet�c tap�s� as ta order, �ns�ruct, �r authorize a f�nancia� znsti�utzon�a�iebi��r cred�t an <br /> acc�un�. Such t�rm includes, bu� �s nfl���m�it�d�o, paint-�f-sa�e trazasfers, au�oma�ed telier machin� <br /> transactions, transfers init�ated b�te��phane, w�r�transfers, an�automa�ed c�earirzghous�transfers. <br /> €�� rr E�crvw �tems" means those items �hat are de�cribed in Sec�ion 3. <br /> �Nij "Miscellan�vus Pra�eeds" means any compensa��on, sett�em�n�, awar�i of damages, �r pr�ceeds paid�y <br /> any third party�other than�nsurance pr�c��ds paid under the coverages descr�bed�n Sec�ian 5}f�r: �i} <br /> damage to, or des�ruct��n�f, �he Praperty; ���}�ondemna���n or o�her taking of all or any par�of the <br /> Proper�y; ��ix} conv�yance in lieu of condemnat�an; or�iv} m�srepresentat�ans of, or omissions as��, the <br /> va�ue andlor cand�t�on of the Pro ert . <br /> NE8RA5KA-5ingte�amiEy-�annie MaelFreddie MaG LJNIFDRM INSTRUMENT �orm 302$11�1 <br /> VMP p VMPfi�NEf{13��y <br /> Wv[ters Kluwer�inancial Ser�i�es Pag�2 0#�7 <br />