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��15��549 <br /> required by RESPA, a:ud Borrower sha�I pay to Lender the amount x�ecessary��make up the def ciency�n <br /> a�cflrdance w�th 1�SPA, but i-��o n�.are�ha�. 12 mon�h.Iy�aym.ents. <br /> �Ipo�payme�.�ix���af a:��.sums secured b��i� Secur�ty Ir�stru�.nent, Lenc�e�sh�.��.pr���t�y refu�d ta <br /> I3orrower a:ny�ux�.d��ie�d by Lende�-. <br /> 4. Cha�`ges; Liens. B�rrower shall pay all ta�es, assessments, charges, fin.�s, and�mpos�.tions attributab�.e�a <br /> th.e Property which can at�ai.n prior�ty aver�his Secur�ty I�strument, �easehQld paym�xxts ar gr�und ren�s o�. <br /> th�Pr�perty, zf any, and Community Assaciatzo�Dues, Fees, an:d As�essments, �f any. To the extent�hat <br /> these items ax-e Escrov�Items, Borro�xrer shal].pay�hem�n t11�mar�ner prov�de�in Sec�an 3. <br /> �3orro�wer shall promp�ly d�scharge any�.�.en�rhi�h has pr�:ority aver this Security Instrument unl.ess � <br /> I3orrovver: (a�agrees�n�vri.��ng to the payme�.t of the obl�g�.�ian secuxed by th.e Iien ixl a manner aeceptabl� <br /> ��I�ender, but�nly s��.ong ass�orr�wer zs perform�:ng such agreement; �b� eontests the�zen�n g;ood faith.by, <br /> or defend�s against e�forcement�f the Iien�n, legal proce�d.�.ngs which zn Lender's opiri�:on operate to prevent <br /> �he enfor�ement�f the lien while�hose proeeedix�.gs�re pend.�ng, but only unt��such proeeed�ng�a�-e <br /> cancluded; or�c) s�cures from�.he ho�der of the�ien an:agree�.�rit sat�sfactory to Lender subord�nat�.ng the <br /> Iien to�s Security Instrument. If Lea�der de�er�nines that any par�of�he Property�s subj ect�o a���n which <br /> car�atta:��n prior�.ty aver thzs Secur�ty JCxistrurment, Lexxder may g�ve Borrower a notice rd�ntifyin.g�he lien. <br /> �ith.�rx 14 days af the date on tivh�ch that not�ce�s g�ven, Borrov�rer sha1�sa��sfy the�ier�or take one or m.ore <br /> af the ac�ons se�for�h ab�ve�.n�s S�ction 4. <br /> �er.�d�r may requ�re I3orrower�o pay a,one-���ne ch.arge for a rea�estate ta�verif'�eati�n ar�d.lor repor�i�� <br /> servzce used by Iaenc�er i�c�nnec�zorx wi_th��.�.s]L��. <br /> �. €��'��e rty �ns u ra n�e= ��rrower sha1�keep�h��mpr�vem�n�s�now exxs�ing or he�eafter erect�e�on t�.e <br /> Prop ex�y zr�surec�a�ains��o s s by f��e, h�.zards�nc�.udec��:fhir��he term g'ex�ended�cove�age,P� �nd axa:y ot�er <br /> hazards zncluding, bu�r�ot I�uted�o, ear-�quakes a�d flaods, for wbich Lende�requ�res�u�ar�ce. �`�s <br /> in:sura:nGe sha�.�:be rna�tain.�d i��ie amou��s�including deduc��b�:e�evels� and f�r the per��ds that Lender <br /> requ�.res. Wh.at Ilender requ.�.res pursuant to the prececiing sentences can change during the t�nn of the Laan. <br /> The xnsurance ca.rr�er prov�c�in.g the�urance sha11 be chosen by Borrower sub�ect�o Lender's right�a <br /> disapprove B�rrower`s cho�ce, vwhzch right sha1�n�t be exerc�sed w�reasonab�y. Lender may requ.ire <br /> Barr�wer�o pay, in cor�neetion�wz�h this Laax�., e�ther: (a�a ane-��:me charge for f�aod zan�determi�ati��, <br /> certx�Zcatior�and tra�king servzces; �r[b)a�ne-��me c�iarge�ar flood�one deterrni�ati.o�a��eer-��catzor� <br /> s�rvices ax�.d.subseque�.�charges ea�h time rern.appings��s�r�a�cha.nges occur which re�:so�.abl�y mzght <br /> affect sueh det�rm��a�an�r�erti_fica�.an. �orx�ower sh�I also�e resp�nsxble f�r�he pay�xe�t of a��r fees <br /> �mp�sed b�r tY�e F�dera�Er.r�ergency Manageme�t.��ency�n conneG��Qn wztl�.�he rev�ew�f a�..y flood zone <br /> determ�natxor�resu��ng fr�m an ob�ec��a��ay�orrau�er. <br /> If Borro�ver fails to mainta�.�.ariy af the coverages descr�bed abave, Lender rnay obta�n insuranee coverage, <br /> a�Lender's optzo�and�3orrovv�er's e�pen.se. Lender xs u:nder no abliga����ta purchase any par��cular type or <br /> a�aunt of coverage. Theref�re, such coverage sha��eover Lender, but might or might not pro�ect Borrower, <br /> Borro�ver's equity in th�Proper�y, or�h�c�ntents of the Properiy, agai-n.,5t any r�sk; hazard�r liability and <br /> might pravzde greater or Iesser coverage than was�revzous�y zn effect. Bo�rotiv�r acknow�edges that the cost <br /> af the iro�uranee c�v�rage sa ob�ained rnight signi�ican�Iy ex:ceed�he cos�af�urance that 13orrower cou�d <br /> have obtaine�.,. A�y air�.�uxzt�dis�u�rsed by Ilender under t�s Sectiorn 5 s�ia1�become add.itz��.al�ebt�f <br /> Borro�ver secured�y tl�is Sec�.rit�r Yn.s�x�e�t. �]Ch�se axn��nts shal��ear�r�terest at th.e Na�e�ate�an-��he <br /> date af d.�s�bursement ax�d sha:���be�aayable, ��h such interest, upor�notice fron�.�Lender to�arrower <br /> reques��g payment. <br /> �4oa7772 <br /> NE6RASKA=Single Fami[y-Fa��ie Nf aelFreddie M a��NIFDRM INSTRUM ENT � Farrn 3a28�10� <br /> VMP Q VN[Pfi�NE}�93�2� <br /> Wal�ers fCluw er Financia[5enrices Page G of�7 <br />