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��15��549 <br /> B�RR��ER��V"ENAN7�`S t�at Borrower is�.a���y seised af�he es�ate here�y eonveyec�and has�he right to <br /> grarat and�o�.vey the Property and�1iat the P�op�rty�s unencumbered, e�cept for encur�.brances of r�cflrd. <br /> B�rrov�er v�rarrants and will defe�d generally the tit�e�o�ae�'raperty agaar�st a:��:c�aims and demands, subj ect ta <br /> an�e�.�um�rances of record. <br /> THTS SE�URITY INSTRUMENT combir�es uniform cavenants for nationa.�.use an�.r�on unifornz covenaxa.ts vv�th <br /> �.ixx�.i.ted.varia.ti�n.s by jurisc�i��za�t�constztute a.unifflrrn secur�ty�nstrumen�coveri�.g real praperty.. <br /> U r�if�rm C nve na�t s. Borra�er a.�d Lender covenant and agree as f�I�aws:. <br /> '�. Pa}��nent �f Pr�nc�pal, [nterest, Escro� �tems, Pr�paym��t �harges, �nd L�$e �harg�s. Borrower <br /> shal�pay when due the pr�n.c�.pa.�of, axa:d�nterest�n, �he debt evzder�ced by the Note an.d any prepaymer�t <br /> chaxges a�d Iat�charges due under�h.e Note. B�rra�rer shal�also pay fund.s for Escrow I�ems pu�suant to <br /> Sect�o�.3. Paym�nts due under�he Note a�c�this Security Instru�:�nt sha�.l.be made i�U.S. currency. <br /> Hativever, zf any�heck flr other i.ns�-u�nent re�eived by Lender as pay�ment under th�Note or this Sec�r��y- <br /> I�strument is retu�rned t�Lender un�a�.d, Lender may requ�re that any or a11 subsequent payments due under <br /> the Note and f.hi.s Secur�ty I-�.s�rumerit be made�n one or more of the fol.�.ow�ng forms, as selected by Le�.der: <br /> �a� cash; �b}money arder; �c} cert�fied check, bank check, treasuxer's check or cashier's check, provided any <br /> such check�s drau�n upon an xr�:�t�tution whose d�po��ts are�nsured by a federal agen�y, i-�stru:xxa.entality, ar <br /> enti�y; or�d�E�ectr�nic Funds T'ransfer. <br /> Pay�nents are deemec�received by Lender wher�rece�vec�at�he locat�.or�des�.gnated in�.he Nfl�e or at suc� <br /> �ther�ocat�on as may be desi.gx�a�ed by Lender ix�x accordax�.�e tiv�th f.he n�tice provzsxa�s i��ectian ].S. <br /> Le�:der may re�urn any pa�ment ar partial�ayment i�th.�payr�en�or partxa���.ym.�n�s are�nsufficzent to <br /> bri�g�h.e Loar�current. I�e�der may a�c�pt ariy pa.yme�t or par��al pay�nent ins�a..ff czent���r�n,g-�he Lo� <br /> current, wzthout wa�ver af a�y rights hereuxa.der or pre�udree to��s righ�s to refuse such�ayment or par�xa�. <br /> payments in the futu.re, but Lender�s not�bl.zga�ed to apply such p�.yments at�he��me such pay�nents are <br /> ac�epted. If each Per�ad�.c Pay�nen��s appli�d as of its sch�duled due d:ate, �he�Ler�der need not pay interest <br /> o�,ux�.applied funds. Lender may hold suc�i unapp��.ed funds unt�1 Borrower makes pay�men�s to bri�.g the <br /> Laa�..current. If Borrower does not do so tiv�.thxn a rea.��nable per�.od of�rn.e, Lender shall e�ther apply such <br /> fund.s flr return�hem to�3orrower. If not applied earlier, such funds v�-i��be applied to�he�utsta�din� <br /> principal ba�ance under th�Note irn�nediately przor t�forecXo�ure. No offset�r cla��n which Barrower rrught <br /> have now�r i-�.�he future again:st Y�ende�sh�.11 relieve Bo�r�wer from makxng pay�ne�ts d�ue u�der t�h.e Nate <br /> and�his Sec�ri�y Instrument or per�orr�ng-�ie coven��s arid.agreements secured.�y this Sec�rity <br /> Instrun�.e�.t. <br /> 2. ►�p p��cat�a� of Payim ents or Proceeds� Except a�otherwise described in th�s Sec�ion 2, a1�paymex�t� <br /> accepted and applied by Lender sha��be appl.zed ir�th�f�1low�g order flf priority: (a�interest due u�xder the <br /> Nflte; �b�princzpal due under the Note; (c}amounts due under Sec��ian 3. Such payments sha11 b�applzed�o <br /> each Periadic Payment in the order�n which it becarn.e due. An�rema.�.nin.g amounts sha.11 be app�ied first�� <br /> Iate�harges, second to any a�her amoun�s due under this Securi.�y Instrument, and�hen to reduce the <br /> prx.n�ipal bala�.ce of the Note. � <br /> If Lender receives a paynme�t from I3orrower for a d����uex�t Period:�.c l�ayment wlsic}�i�.c�.udes a suf�c�en� <br /> a�aour���o pay any late charge du.e, the payr.�z�r��m�:y 1�e app�ied ta the deli.�quent pay�.ent�.nd the�.ate <br /> charge. If m�re�h�one Period�.c Payment zs�utsta�ding; �Gender�ay ap�p�y any�payment received from <br /> Bo�x-ower�o the repayxnent of�he Per�.�dic Payme�.�s if, aend��o�he e�tent that, each�ayrnent can be paid ix�. <br /> fu��. To�he e�.tent�hat a.riy e�cess e�ists after the payment�s applied t��he ful�payment of one or�n�re <br /> Per�od�c Pay�ments, such e�cess may be applied to any�ate charges due. Va1un��.ry prepayments�hall be <br /> applie�i f�rst�o any prepayment charges and th��.as described ixx the N�t�. <br /> ��aa777z <br /> NEBRASKA-Singfe Famify-Fannie M aetFre�die M ac 11N1FORM [NSTRUNi ENT Farm 3Q2$�fD� <br /> VM P fl t�M P6�NE}��302} <br /> VVolter�Klr�w er FnanciaE Senrices Page 4 of�T <br />