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� ��15��549 �[2. B�rro��r N�t R�I��sed� Forbearance By Le�der N a� ��J11'airrer� E�tension of the time for payment or mo�f�ca�io�.of amortiza��on o�the surns sec�ed i�y�his S�curity Ins�.ment gra�a.ted by Le�der to JBorrower or ar�y Successar in Interes�of Borrower shall not operate to re�.ease the liab�li.�r of Borrower or�any Successars�Interest of Borr�wer. Lender sha�.�not be requ.ired ta coYrimence proceeclings aga:�nst a�y Successor�n I�terest of Borr�v�Ter or to refuse ta extend�inm.e for payment or o�herwise moc�y amorti.zat�on af�he sums secured by�his S�curity Ins�rument by reason.of any�.em�.n.d made by the or�gina�I3orrower or any Successors�n I-nt�res�Qf Borrower. Any forbearance by Lender in e�erci.sing az�.y right or rem�dy inc�ud��g, wi.t�iout Iimxtation, L�n.der's acceptanc�af payme�ts fro�n�h�ird pers�ns, exxtities or Sueeessors i-� In:terest�f Barrower or ir�amounts Iess�han the amour��then due, �hall.nat be a waYver of or preelude the exerczse of any right or rexnedy. '�3. Jv�nt and Several L�ab�6ity; Co-sign�rs; Successors ar�d Ass�gns Bound. B�rrflwer covenax�.ts and agrees t1�at Borrower's�bl�gati.ons and��abili�r sha1��be�o�t and several. H�wever, any Bo�rower who c�-s�gn.s�his Secur�ty Instrument but does not execut�th�Nate�a T'co-srgner"�: �a} i�s co-si:gn�:ng th�s Secu�ity Instrum.en�or�y t�martgage, gra-�t and caz�vey th.�co-s�gner's ixa.terest�.n�he Proper�y u�der the ter�ns of this Secur�.ty I�.strument; �b}is not personally�bligated�o�ay the sums secured by�is Security Ins�ru�a.�nt; and�c}agrees tha�Lender and a.ny��her Borr�wer can a�ree to extend, modify, forbear or make any accQmmadat�ons with r�gard�a�he terms of�us Security I�trument�r the Note withaut�he co�-signer's consent. S�j ect t��he provisians of Section �S, arry Suc�essor in Interest af I3orr�wer who assumes Bo�-rawer's ob��ga�i�ns urider this Secur�ty Instrumen�in wr�.�i-�g, and�xs approvec��by Lender, sha��ob�a��a11 af Barrotiver's rights a�d bex�e�ts under this Secu:rity Ixa.str�ament. Borrower sha�.�.�ot be rele�.sed frorm �3orrov�er's obl�gations�.nd��abi.�ity u�der�h�s Sec�rity�nst�.uneant u�ess Lend�r agrees to s�ac�:r��ea.�e in �uri�:ng. The covenax�ts and agreements of�is S�curity I-�s�run�e�.t sha1�bind.(except as pro�idec��n Sec�i.on 2�� and be�ef��the succe�sor�and.ass�gns of Lender, '!4. L�a�t Chargesz Lender may charg�Borrower fee�for services performed�n coun.ec�ion tivith Borrov�er's default, for th.e purpose of protecting Lerider's xnterest�:x�:�he Property a�d rights under thxs Secur�ty Instrument, �nc�ud�.�.g, but no��mited to, attorneys' fees, property inspec�ion a.�d valua:tian fees. In re�arc��o any other fees, �he absence of express authority in�is Secur�ity Ins�rument ta charge a s�ecxfic fee�o Barrawer sha1�not be construed as a prohib�.t�on on-�he charging of su�h fee. L�nder may not charge fees #�iat are express�y proh�b�.t�d by th-�s Security Ir�strument ox�by Applicable Law. If��e Loan zs su�j e��to a laur wh-�eh sets�axxxnum IQa:�ch�rges, and f1za�Iaw�s f nal�y�t�rpre�ec�s��at �h.e interest or o�her�oar�charges co�lected or��e col��cted�n co�n.ectior�w�.�h�ie JC,�a.n exc�ed.t�e permitted Iim�.ts, �hen: �a)any such loa�.charge s�all�be reduced by th�amourxt r�ecessary t�r�duce th.e charg�to the pern�itted�:ixnit; and�b} any�um.s a.�read�coll�c�ed fr�m Borrower vvhich e�ceeded permitted �imits wxl.I be refunded�a Barrower. Lender may choas�to make this refuYld by reduci:ng the pr�cipal owed under the Nate or by maki�g a dzre�t payment�a Borro�r�r. If a r�fu�d reduces prirzc�.pal, �he re�.uction vvzl� be treated as a pa.rt�a1 prepa�nent uri�thout any prepa�rrien�charge[whether or not a pr�payment charge�s pravzded for under the Note�. Borrawer's ac�eptanee of ar�.y sueh refur�d made by direct pa�ment to Barrawer u�ll con��itute a wa�ver of any right of a�tion Borrower migh�have arising�ut��such overcharge. '��. iV o��c�s; A1�notices g�.ven by Barrower or I,end�r in conriect�:an�rit�i thi.s Secur�ty I�strume��must be in writ�r�g. Ariy n�t�ce to Borrower in cor�ect�.�n vv��h thxs Security In.strument sha11 be d��exnec��hav��been g.�ven ta Borro�er whe��a�.�ed by first cl.ass mai�or whea�aetua].�.y d��ive�-ed to Barrowerp s r�ot�.ce addre��if sent�y other mea�a.s� N�tice�o an.y one Borrovver shall cor.�t�itu�e a�ot�:ce to all B�rr�wers�less Applical�le Lativ expressly requires atherw�se: The not�ee address sha11 be the Property Add��ss ur�Ies�Borrower has z�oa�772 NEBRASf�CA-Sing[e Family-Fannie Nl aelFre��ie M a��NIFORM �NSTRUM ENT F�rm 3�28�I0� VM P Q VM Pfi�NE}(�3��} Wv[ters Kfuw er Finar�c�a1 Services Page�� 17