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<br /> the reai prnperty described is ioca�ed in HALL��I]NTY,NEBRASKA and be�ng set fflrth as foll�v►rs:
<br /> L�3T TWENTY-SI� (�5}, BLUGK THREE (3�, IN MEVES FIRST ADDITI�N, T� THE CITY �F
<br /> GRAND 1SLAND,HALL�4UNTY,NEBRASKA.
<br /> TUGETHER WITH ALL TENEM�NTS,AND APPURTENANCES THERET�BEL�N�IN�.
<br /> In c�nsideratinn af the mutual prarnises and agreements exchanged, the parties hereto agree as fflllaws
<br /> �notwithstanding anything ta the contrary conta�ned in the Not��r Secur�ty Instrument}:
<br /> 1. B�rr�wer agrees that cer�ain amaun�s owed will not be capitaliz�d, waived, or addressed as part of this
<br /> Agreement, and wi11 remain awed unti� paid. These arnoun�s owed ar� referenced in the �over Letter to
<br /> this Agreement,which is incorporated�lerein,and are�o be paid with tile return of this executed Agreement.
<br /> If these amounts�wed ar�not paid with the return of this executed Agreement,then Lender may deem this
<br /> Agreement�oid.
<br /> Z. As af, JANiIARY 1, ZO15 the amount payab�e under the Note and the Security Instrument (the "Unpaid
<br /> Principal Balance"} is U.S. $65,442.54, consisting of the amount(s} loaned to Barro�er by Lender, plus
<br /> capi#alized interest in the amoun� of U.S. $2,491.58 and other amounts cap�talized, which is limi�ed to
<br /> escr�ws and any 1ega�fees and related farec�osur�c�s�s that may�a��beerr accrued far wark comp�eted.
<br /> 3. Bar�•ower promises to pay �he Unpaid Principal Balance, pius interest, to the order of Lend�r In�eres#will
<br /> be charged on the Unpaid Principal Balance a�the yearly rate of 4.25�U°/a,from JANUARY 1, 2�.IS. The
<br /> Bvrrower promises�v make month�y payments of principal and interest of I1.S. �321.94, b�ginning on the
<br /> 1ST day af FEBRUARY,�015,and cvntinuing thereafter on the�ame day of each su�ceeding month until
<br /> principal and interes� are paid in full, �f on JANUARY l, Z045 �the "Maturity Date"}, the Borrower s�ill
<br /> owes amounts under the Note and the Security Ins�rument, as arnended by this Agreemen�, Barrower wili
<br /> pay th�s�amoun�s ita full on the ll�[aturity Da�e.
<br /> 4. If all or any part of the Properry�r any interest in iti is sold or transferred (or if a beneficial interest in the
<br /> Borrower is sold or transferred and the Borrower is not a natural person}without th�Lender's priar written
<br /> cansen�,the Lender may require i�n�nediate payment in ful�of all sums secured by�his Security Instrumen�.
<br /> If the Lender exercises �his option, the Lender shall gi�e the B�rrower notice of acceleration. The notice
<br /> shal�pro�ide a period of not iess than 3� days from the�ate the no#ice is deli�ered or mai�ed within which
<br /> the Borrower must pay all sums secured�y this Security Ins�rument.If the Borrower fails to pay these sums
<br /> pri�r tn �he expiration af�his period, the Lender may invok� any remedies permitted by this Security
<br /> In.strumen�w�thout fur�her notice ar demand on the Borrower.
<br /> 5. The B�rrower agrees to make and execu�te such o�her documen�s or papers as may b�necessary or reyuired
<br /> �o effectuate the terms and canditions af this Agr�emen�.
<br /> 6, The Barr�wer also wi�� con�ply with all at��er ca�enants, agre�ments, and re�uirements of the Security
<br /> Instrum�nt, including without limitation,the Borrar�ver's carrenants and agreements to make all payments of
<br /> taxe5, insurance premiums,a�sessm�nts,escrow items,impounds,and all other payments that the Borrawer
<br /> is ob�iga�ed to make under the�e�urity Instrument;hvwe�er,the fol�awi��g terms and provisions are forever
<br /> cancelled,null and�aid,as vf the date specif ed in Paragraph No. 1 abov�e:
<br /> �a} all terms and pro►visions of the Note and Secur�ty Instrumen��if any}providing for, impl�menting,or
<br /> We 11 s Fargo C ustom Lvan Mod 4 9fl 1�014_77 q�6����II�III����I��������I����N��I�������M��I��
<br /> First American Mvrtgag�Services Page 2
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