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��15��531 <br /> r�qu�red b�RESPA, and Borr�v�er sha��pay �o Lender the amount necessary to make up the deficiency in <br /> accordance�v�th RESPA, �ut in no more�han 1.2 mon�h�y payments. <br /> Upon payment in fu�� of aI� sums se�ured by thxs S�cur�ty �ns�rum.ent, L�nd�r sha��pr�mpt�y refund to <br /> B�rrower an� Funds he�d by Lender. <br /> 4. Gharges; Liens. Barrow�r shall pay a.�� taxes, assessmen�s, �harges, �nes, and�mpos�ti�ns attr�butab�e to <br /> �he Property vvhic�Z�an a�tain priority over�hxs �ec�r�ty �nstrument, leasehfl�d paymen�s or ground ren�s nn <br /> �he Property, if any, and�ommunity Assoc�atzon I7u�s, Fe�s, and Assessmen�s, if any. Ta the exten�that <br /> these ��ems ar�Escrow ���ms, Borr�w�r sha��pay them�n th�manner provided in Se�ti�n 3. <br /> Borrower shali prompt�y dxscharg�any l�en which�has pr��rity��er this Securi�y �nstrumen�un�ess <br /> Borrawer; �a} agre�s�n wr�t�ng�o�he pa�ment of the ab��ga�ion secured b�th�li�n in a manner acc�ptab�e <br /> to Lender, but�nly sa lang as Borrower is p�rformung such agreement; �b}contests the l�en in goad faith by, <br /> ar defend�aga�nst enforcement of the lien in, �egal praceed�ngs whi�h in Lender's opini�n aperate�o pre�en� <br /> �he enforcem�n�of th��ien wh��e th�se proc�e�ings are pend�ng, bu�only unti� su�h pro�eed�ngs are <br /> �on��uded; or�c} secures from�he halder of the�ien an agreem�n�sat�sfactory�o Lender subordinating the <br /> Iien�o this Secur��y Ins�rum.en�. �f L�nder d��ermines�hat any par�af�he Proper�y �s subject��a�i�n w�.��h <br /> can a��ain pri�r��y ov�r this Se�ur��y�nstrument, Lender ma�gi�e Borrflv�r�r a n�txc��dent�fy�ng the��en. <br /> 'S�L��thin ��days of��.e da�e o�wh�ch that notice�s gi�en, Barrov��r sha�� sa��sfy the��en�r ta.ke fln�or m�re <br /> of the actions set f�r��.above ir�this Sec��on 4. <br /> L�nder may rtqu�re Borr�v�er t�pa�a one-��me�harg�for a r�al tsta���ax veri��a�ion andlor r�parting <br /> ser�ice u��d by Lend�r in connec�ian with t�is Loan. <br /> 5. Property Insurance. Borro�er sha��keep the�mprovemen�s novc�ex�sting or hereafter erect�d on the <br /> Pr�perty insured aga�ns�lo�s by f�re, hazards include�wi�h�n t�e�erm "extended c�v�rage," and an�o�her <br /> hazards includ�n�, but nat limited ta, ear�hqua.��s and flaods, for wh�ch Lender requ�res �nsurance. Th�s <br /> �nsurance shall be ma�n�ained�n the a�maun�s ��ne�uding d��iuctib�e��vels}an�i for the periods tha�Lend�r <br /> requires. V�hat L�nder requ�res pursuant to the prec�dzng s�ntences car�change during th�term of the Laa�. <br /> The insurance carri�r pr��id�ng the insuranc�sha11 be c�asen by Borrow�r subject��Le�dtr's righ�t� <br /> disapprave Borr�vv�r's chai�e, which right sha�l not�e exercised unreas�nab�y. Ler�der may require <br /> Borrower ta pay, in cox�ec�ian w�th�h�s Loan, eith�r: �a} a one-�ime charge f�r f�ood z�ne determina�i�n, <br /> cer���Cation and tracking servi�es; or�b} a one-�ime charge f�r fiaod zone deter�nina�ion and cer�ifica�ion <br /> s�rv�c�s and subsequen�charges each tim��remapp�ngs or s�milar changes accur which r�asonably�ght <br /> affect su�h de�er�nination or cerr��cati�n, Borrower sha�� a�s��e responsib��for�n�payrne�t�f an�fees <br /> imp�s�d by the Federal Emergen�y Mar�agemtn�Agen�y�n cflnn�ct�on w�th the review of an�f�oad zone <br /> de��rmina�ion resu�ting from an abj ec��on by Borrawer. <br /> �f Borrower fails to ma�n�air�any�f the co�era��s desCribed above, Lender may abtain insurance�overage, <br /> a�Lender's�ption and Borr���r'��xpense. Lender is under no ob�igation to purchase any particular type or <br /> amount of coverage. Therefore, �uch coverage sha�� cover Lender, but rnight ar might not protect Borrower, <br /> Borrower's equity in the Property, �r th�conten�s of�he Froperty, against any risk, hazard or liabi�it�and <br /> migh�pro�zde grea��r�r lesser�o�erage than was previous�y in effect. Borro��r ael�n�wiedges�hat�he cns� <br /> of th�insurance�overage so obta�n�d might s�gnificantly�xceed the co�t of insuranc�that Borrower coul�. <br /> ha���btazned. Any amaunts d��burs��.by Lend�r under th�s Sec���n S shall become additional debt of <br /> B�rr�wer s�cured by this Securxty�nstrument. These amaunts sha11 bear interes�at the Note rate fram the <br /> date of dis�ursement and shal�be payabie, wi�h such inter�st, upon n��ic�frnm Lender to B�rrower <br /> r�ques�ing payment. <br /> N�BRASKA-Single Far�ily-�annie MaelFreddie Mac UN€�QRM INSTRUM�NT Form 3D28 11Q1 <br /> VMP[R] VMPS�N�f�13�2� <br /> Wolters Kl�wer�inancial 5�r�ices Pa�e 5�f�7 <br />