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<br /> �EE� �F �'�L���'
<br /> ���r� ��: ��i������ ���r�t��u��} �a�� �
<br /> l�a��r�� ��sin�s� int�rrupti�n f ��� �ail�r in��r�r���f a� L�rt�l�r m�y r�a��n��1y r�a��ir�. ��li�i�� shal l �� v�rritt�n i n
<br /> f�rm r ��nQ�ntsr ���r�r���s �n� ���i$ r����r���1r� �cc��fi��I� fi� L��,�er �r�d i�s u�d �y a ��mp�ny �r ��rn p�n i��
<br /> r����t���ly ��c�pt�f�l� ta L�r�d��. Trust�rf ���n r��r���t �f ��n�l�r, �r+fill ��liv�r �� ��n��r �r�m tirrt� �� �im� t,.h�
<br /> ��Ci�ies �r c�rtifi��t�s ��ir��ur�r�c� �r� f�rm s�ti�f��t�ry#� L�r�d�r� 11"1���.1{�if�� ��lrJl.[f�t1��1S���t��1l�f���� �lIIEII r�at Y��
<br /> ��r���l[�d ar dimir�i�[���] vtiri����at �t [�as�t�r+ �"��� ���s pri�r�rri��n n����� �� L�n��r. ���E� irisur�r��� ��li�y ����
<br /> sh�I� ;r��l ud��� �r�d�rs�rr��r���r�vi�ir,g�E��t��v�r��e ir���v�r�f��n��r w i�l ��t b�ir���i r�� i n an��nray�y�ny a�t,
<br /> �r�i�si�n �r �f�fa�alt�f Tr�st�r �r �ny �th�r p��-s�n. �f���l� th� F���I �r����`�y E�� I�����d ir� �r� �r�� d��i�r�����] l�y
<br /> ��t� A�m ir�i�tr�to r��tl�� F�d�ra I Em�r��n�y M ana��m��tt A��n���s a sp��ia[ �I a�� h��ard �r��r Tr�st�r a�r��s t�
<br /> ��tain an�i m�intai�t F��i�ral F#��� 1ns���r�G�r �f �v�il��[�� ��r �h� full �n��id �ri��i��l ��f�r�c� �# �F�� I��� �r�d �riy
<br /> �ri�r li�r�s �r� tl�� �r���rty s��urir�� t�r� [a�r�r u� t� t�� rr���ci r�ur� p�1i�y �irnit� ��� �nc��r -th� N�t��nal Fl��d
<br /> Ins�ran�� �r��rarn r �r���th��'w���r���ir�� �y�����r, �nd#� m��r,t�i r�sucl�i r��ur�r���f�r tl��terr��f tYre laa r,.
<br /> �4p}��i�at��n flf pr���ed�. �ru�t�r�F��IE �r�rr��tly r,��if� L�rt��r �f�rry [�s� �r d�m���t�tf�� �ra��r�r. L�r���r ma�r
<br /> rr�aC�� pr��fi �f I�s� i�r Tr��t�r f�il� �� �i� s� wi�hin fi€t��n �"[5} ���r� �� ��r� ���u�E#�r. V�h��l��r �r n�� L�r�d�r'�
<br /> ���uri�ty i� �rrti��ir�dl L�r,�l�r m��rl �t L�n��r"� �I��ti�r�, ����iv� an� r�tain th� �r����c�� ����ty in��r�r��� and a�P�Y
<br /> t[�� pr������ t� �h� r����ti�n �f �F�� [r�d�����r��s�f ��yrr�,�r�t �f �r,�r Ei�r� �ff���tir�� t�� P����r�t�, �r tl�� r����ra�i�n
<br /> �rr� r��ai r�f�h� �r�p�rty. I f L�r�d�r ����t�t� ��p[y ti�� pr�����i� t� r�t�r�ti�n �r�d r�pai rr Tr��t�r sh�l[ r�p�ir �r
<br /> r��[��� tE�� �i�m���r� �r ��s�r�y�d �rrt�r�v���r�t� ir� � m�r�r��r ��ti��F��t�t� �� L����r. L�r�d�r �h�l[� ����
<br /> ��tisf��t�r� pr��f a�F s u�h ��cp�r�d�t�ar�� p�y �r r�im I��ar�� `f r��t�r �r�m th� �r������ ��r �h� r����rr�bl� ��st ��
<br /> r���ir �r r�s��r�ti��i if Tru�t�r is r��t in d�f�ult �r�d�r �hi� a��� �� Trust. Any pr�c���� vvhi�[� [��v� r�at t���n
<br /> d i�b�srs�� v�ritFr in 18� day� �ft�r t��ir r���ipt �n� w�i�l� L�n���- f��� n�� ��m m��t�� �� tl�� r���ir �r r�st�r�ti�rr �f
<br /> tFr� �r���rt�r�F��I! �� u���] fir��t� �a�y�r�y �m��rr�t ��rvin�t� L�n��r �r�d��tF�i� a��� ��Tr�a�tf th�n �� p�y ac�ru�cl
<br /> �nt�r�s�t, �nd th� r�m�in��rr i� a ny, sC��[� �� ���f i�� t� tE�� �rir��i��l ��lar,�� �f t�� lr��le�t�d r���s. !f L�r�d�r h�[�s
<br /> �ny �r�c��d� �ft�r p�ym�nt En fuli af th� Cr�d��t�dn���, �u�F� pr���ed� �h��l �� p�i� �� Tru�t�r �� Tr����r`�
<br /> int�r��t�m�y a�p�ar.
<br /> �Qmpli�n�e �ith E�i�tir�� Ir�tJ�ht��ln�s�. �uri r,g th� ��rra� i n vvhi�h �r�y E�ci��in� In��la���n�s c����ri��� ��I�� is
<br /> ir� �ff��tr �arr�p�ian�� �ritF� �h� i�s�r�n�e pr�vi�i�ns �or�t����d �r� t�t� ir���rum�n�t �vi��n�in� su�h E�i���r,g
<br /> Cnd�bt��r���� �1���1 ��r��titut� �ar�p�i an�� v�ritF� th� i n�u��n�� �r�uis i�n� �n�l�� thi� D���[ �f Tr��tr �� #he ���n�
<br /> ��mp li�n�� with t�� t�rrr�� �f this ���d �f Tru�t v��ul�f ��r��ti�ut� � �u�l i��ti�r� �f ir��ur�n�� r��ui r�rn�r�t, [�any
<br /> �r������ �r��r� ��t� irr��tra n�� ����m� �aya�[� �r� I��s r tl�� �r��ri�iQns in�h�� �eed ��Trust#��t�ivisi�r� �f�r����ds
<br /> s hal I��ply�nCy t��h����r���r��f th� �r����ds n�t pa�r�b��ta th�h�E��r�-f th�E�Estir�� 1 nc1��t�clr��s�.
<br /> Yr�,s��r's F��p�rt�� I rt�ur�r���. �J p�r� r��u����f L�nd�rr h�v�r���r n�t ���� th�n �n�� a�r��r, �'r��tv r s h�l f �urni�F�
<br /> ta L�nd�r a r���rt �r� ���h �����irt� p�1i��r �� i nsur���� sl���rir��: {1} tF�� r��m� �� th� �r,sur�r; ��} tf�� ris I��
<br /> ir�s�ar��; {�} �h�� �m�ur,t �f �h� p�li�yF ��-) th� pr���r��r �n�r�r��f th� �h�� ��arr�r,# r��l���m�r�� v�l�� �� s��f�
<br /> �r���rt�f an�th� rn�nr�������#�rm ir�ir�� �h��v�!ue; ar�d {�� th� �x�i ratE��t d�t����h� ��li�y. Tru���r�h�lf r up�n
<br /> r��u�s���L�r�d��r F��v��n in��p����nt���rais�r��tisf��t�r�t� ��nd�r����rmin�th� ���h v�rlu� r��C���m��t���t
<br /> ��th� Pr�p�rty, �
<br /> L�[���1�'� E�pEI��lTU F�F�. Jf�r,y ��t��n �r �r�����i n� i� ��m��n���th�� rrtir��ld m����i�Cly �#f��t ��n��r's i�r��rest i r,
<br /> ��� �r���r�r �r i��rr����r���1�t� ��r�ply �ri�l� �r��r�r��i�i�n �f thi� a��d �f�rr��t�r �r�� ��I���� ���urr��n��, in�l��iin�
<br /> f�ut n�� [imi��� �� ��u��ar'� f�i3u�r� t� ��rn�ly w�th any ��Ii���i�n t� m�in��in �xi��i�g lr�d��t�dr,��s ir� ��ad standin� a�
<br /> r��ur��d b�l�vtir� ��t��i��f��r�� �r p�y v�rh��d u��r���rt��ur�t�Trust�r i� r�q ui r��ta d�s�h�r���r p���n��r�his E���d �#
<br /> Tr��� �r �r�y F��I���d ���umen��r L�n��r an Tru���r's b�h�lf m�� {�u� �I��1[ r���t �� ��li��t�� t�} ta�c� �ny a����n t�tat
<br /> L�r��er ���rr�s ap�aropri�t�r in�l��ir�g �u� r��t �ir�it�� t� di��h�r�ir�� �� payi�� ��l #����r lien�{ ���urity ir���r�st�,
<br /> �r��urt�k��a����s ar�d �tl�er ���ir�sr at an�r tim� i�vi�� Qr p��c�d �r� �i�� �r�p�rty �n� p�yin� �[� �a��s f�� in��rin�,
<br /> rr��in�tainin� �n� pr���nrin� �h� P����rfiy. All �u��r ��p�r�dixu��� i��urr�c� �r p�i� b�► L�nd�r��r ���F� pu�����s �vi]I th�r,
<br /> ���r rr�t�r��t a�th� rat� �har��� unr��r#h� hC�t� �rr�rri th� dat� i r,�uf��� �r p�i� by L�nc��r t� �h� ���� �� �����rrn�nt ��r
<br /> Tr��t�r. �lf su�� ����ns�� �nrill ����m� � �art �f #h� �n������Cnesa �r�d, �� L�r�cf�r's ��ti�nl ;rvill {A} b� ��ya�l� �r�
<br /> d�m�r�d; �8} �� ����� �Q �h� 1��1�r�c� ��r th� N at� �r�d �� ��p�rti�n�� am�n� �n� �� ��y��I� v�i�1� �r�� in�t�[!m�nt
<br /> ���rr��nts t� b���rn� ��� �uri n� �i�h�r [�� t��t�rrr� ��r�r,�r �ppl i���[� i r�s�r�n�� p�li��r; �r ��� �f�� r�m�in�n� ��r�n ��
<br /> tf�� N�t�r �r {�� �� �r����d �s a E��Il���t �ay��nt v�rhi�h �v i[1 Ia� ��� �n� p�y��l� ��k�F�� N�#�'s rrt�turity. Th� ���� ��r
<br /> �i r�rs'� �I�� v�ril[ ����r� paym�nt �f�h��� �rn�unt�. �u�h, ri�ht �h�II b� in add itE�n �a af1 �th�r ri�ht� �n� r�m��ii�� t�
<br /> wh��h �����r r��y}���n�i�l��i u��� ��f�ult.
<br /> I�IfARF��N�; ��FEA3�E�F Ti ITLE. Th���11 av�i r�� �r��isi�n�re���ing�� �inrr��r�E�[��f th� Fr���r�a r�� ��r#�f�his D���C
<br /> �f T�rust:
<br /> Titl�. Tr�a���r v�r�rr�n�s tl��t: {�� Trust�r h�l�s ��a� an�[ m��r1��t�b1� �i�l� ��r r���rd #� �h� �r�p�rt�r in fi�� sim�[�r
<br /> fr�� ar�� �[��r �� al! Ci�n� a n�i ����m�r�n��s �tF��r tl�an tl���� s�t f��h i n th� ���I �r���r�y �f��cri�ti�r� �r ir� th�
<br /> E�i��in� lncl�bt��n��s ������n i��[�v�r �r in any ti��� ins�ranc� ��Ci�y� �Etl� r���rt, �r�i�al ti��� ��ir�i�n is��e� �n f�v�r
<br /> ��rr �r�ci �c�����d byr L�nd�� ir� ��nn���i�n vrr��l� �1��s I���d �f Tfust, and {�� Tr�a���r h�� �h� full rig�t� p�w�r� �n�
<br /> ���h�ri�y t� e�c���t� �r�d d�[���r��Es �����f Tru��t� L�n��r.
<br /> ��f�ns� �f"�rtl�. ���j���t� th� ��������n in �he ��r��r��l� �b�v�r Tr��t�r v�arr�r�ts �r�� wil[ ��r���r d�f�r,� th�
<br /> t�tl�t� th� P��p�r�y again�t th� l�vr�fu[ �l�ims af�I[ ��r��n�_ ln tC�e ev�r���r�y ��ti�n �r �r�����i�� as ���nrr��n��d
<br /> t�a�qu�sti�r�s Tru�tat'���tl��r�he i nt��est of Tr�st���r ��rr��r �and�r th is a��d �f Trust,Trust�r sl��][ d�f�rt�]th�
<br /> ��ti�r� ��Trustorr� ��c��r���. Tr�a�t�r m��r �� �h� n�minal p�rty i r� su�h p r����din�� l��t �..�n��r�hall h� �nti�l�� t�
<br /> ��r�i�i��t� irr tF�� �r�����lin� and to h� r��r�s�r+ted ir� tl�e pr�����iing by �ouns�[ �f L�r��i�r's ��nrn �h����r �n�
<br /> Trus��r vtiri r! d�liv�r, ����us�t� ��t��[iv�r��, t❑ L�r�der s��f� i r��tru��nt� �� ��n��r m�� r�q u��t�r�m�i m� t��i��
<br /> �� ���'mi�su�� ��r�i�i���i�n.
<br /> ��r�plian�� 11�i�h L�w�. Tru�t�r v�r�rr�nt� �ha� tl�� �ro��rt�r �r�� Tru�t�rrs �a�� ��r xh� Pr�p�r� �c�r�pl i�s u�ri�f� all
<br /> ��i��i r�� �p��i��i�E� [��sF �rd i�ance�, �n�] ���t.t[�ti�r�s�������n m��t��i a��horiti�s.
<br /> �u��riv�l �f Re�r�s�n�ta#i�ns ar�tl �Jl�farr�rrt���. �11 r��r���n�a���ns� w�rr���i�s, �r�d ��r��m��tts rrt��i� by �ru�t�r i�
<br /> ��is ����t �f Trus��I�al I ��rviv��he e�ce���i�r� �r�� ��Eiv�ry��#h�� 1���� �f Trust� �hal I b� ��r��i r�uir�� �r, rr�t�r�, �n�
<br /> sh�ll r�m�in in�ulC f�r����d �ff��t�nti C�����im���Yru�t�r's I r�d����dr��s��l�al l �� p�ic� in full.
<br /> E�1��'Ir11� [l1l���TE�NE��� Th�finllawing pr�visi��ts ��r���rnin� E�i��in� [n��E���dn��s ar�� ��rt��tl�is ������Tr��t=
<br /> E�istin� Li�n, Th� �i�n �� this ���� �f Trust ����rir�� �h� Ir�def�t��n��s rr�ay �� s��arr��r�r �n� ir+f�ri�r #a an
<br /> �����ing [ien. Tru������pr��sCy ����n�n�� �nd �gr��s t� p�yr �r s�� t� th� p�ym�nt��r the E�€istir,� Er�d�bt��r����
<br /> ��d t� �r���nt�r�y de�aul��n sucl� it��f�bt��n���r ��y�i�fauft un�er th� ir�strurr��r�t� �vi��n�in� ���1� ir�def�t��ness,
<br /> a r�r�y����u It ur�d�r�ny s���ri��da Gum�n�s��r s�c�i r�d�}��ed��s�.
<br /> N� I�[��I�i���E�n. Trus�o� s��[] r��t �nt�r ir��� ���r a�r�err�ent w�th tl�� 1��I��r �f �r�� m�r�t����, d��� o� tr�str �r
<br /> a�C�er s���rity ��r��rr��nt wE�i�� h�� priarity a��r thi� �e�� �f Tr��� by �rvE�i�� �th�t ��r��rri�r�t i� m��ifi��,
<br /> �m�n���, ����n��d, �r r�r��v��� �nritl�o�rt �[�� �riar �ritt�r� ��r���rtt a� L�r,d�r. Tr�st�r �h�l I n�ith�r r��u��t rto r
<br /> �����#�t��fut�[r���€�r�n��� u�der�ny su�h���urity�����m���wi�ha u#the Rr���w ritt�r���n��t�t��r L�r��l�r.
<br /> ��l���MNATI�N� Th�f�[��win� �r�visi�r�s r�l�t�n�t���n�f�mn��i�n pr����d�r��s �r�� ��rt�f this ������7�ru�t:
<br /> Pra��$�ling�. lf �r�y p r�����in� in ��nr��mna�i�n i� fi[��� Trus��t' �h�I! �r�m p�[y nati�y L�nd�r i r� v�ritit��, 3n�1
<br /> �i r�rst�r ���[] �r�m���y ta2�e �uci� st��� �s m��r �� r����s��ry �� ����n� ��� ��ti�r, ar,d �Y��ai r, t�i� a�r�r�. Trustar
<br /> may b�tf����rrt�r��l ��rt�ir����h pr����din�, �ut Len�f�r s��!] l���ntitl��t� ��rti�i����ir�th� pra����lir�� �����b�
<br /> r��r�s�n�e� in th� pr�ce�din� l�y ��ut�s�� �f it� �vwrn �hQi��r and Tru�t�r wi[I d�l���r �r ���s� �� f�� ��liv�r�� fio
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