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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on January 20, 2015 by <br />Mitchell E Meyer <br />Notary ic <br />Mindy G lberts <br />My comet ssion expir 05/16/2016 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Mindy Gi 1 bertson <br />NMLS ID 494665 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />GENERAL MINDY IBER SON <br />My Comm. Exp. May 16, 2018 <br />InI.euu. <br />2 01.500463 <br />Form 3028 1/01 <br />VMPB(NE) (1302) <br />Page 17 of 17 <br />