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��15��43� <br /> ��� '!Lender" �s Home F��deral Sa��ngs and Loan Assn of Grand I sl and <br /> Lender is a Sa��ngs and Laan <br /> arganiz�d and�xis�ing under the laws of T�e St ate of N eb r a s k a . <br /> Lend�r's address �s ��1 South Locust St Grand Isl and NE ��8�1 <br /> Lender xs the bene��c�ary under�his Security �nstrum�n�. <br /> 4D} "Trust��" is Arer�d R Ba�ck, Att�rr�ey <br /> 4 E� "�Vnte" means the pr�m�ss�ry note s�gned by Borrower an�dated J a rtu a ry �1, ��15 . The Na�e <br /> states that Borr�wer owes Lend�r aNE H�NDRED TEN TH4U5AND F4�R F�U�VDRED A�D <br /> aQ�1aa <br /> D�liars �U.S. $11Q,404.a� }plus in�erest. Borrawer has prom��ed to pay this debt�n regular <br /> Peri�diC Payments and�a pay the debt in full n�t 1 ater�han F e b r u a ry 1, ��3 0 . <br /> 4F� "Pr�perty" rneans the pr�perty that�s descr��ed�e��w und�r�he head�ng "Transf�r of Rights in�he <br /> Prop�r�y," <br /> 4�� "L.oan" m�ans�h�deb�e�idenced by the Nate, plus interest, any pr�pa�ment charges and late charges du� <br /> und�r�he Note, and a�� sums due und�r th�s Secur�ty Ins�rurnen�, p�us�nt�rest. <br /> 4H� "Riders" means a�� Riders to�h�s Secur�t�Instrument tha�are executed by Borrower. The fol�av��ng Riders <br /> ar���be ex�cuted by Borro�ver �check�ax as app�xcab�e�: <br /> [� Adju�tab�e Ra�e Rider �]�ondominium Rider 0 Second Home Rider <br /> [�Ballnon Rider � Planne�i Uni�De�elopmen�Rider � �-4 Family Rider <br /> [�VA Rider �B����k1y Paymen�Rider [� ��her�s} �specify� <br /> ��3 "App�icab�e Law" means ali c�ntrolling appl�cable federal, state and locai statutes, regu�ations, ord�nances <br /> and adm�nistrati�e ru�es and orders �that ha�e the effect af�aw} as wel� as all applicable final, n�n-app�a�ab�e <br /> jud�c�a��pxn�ans. <br /> �J� "Cammunity Assoc�ation Dues, Fees, and Assessnnents" means a�I dues, f��s, assessments and other <br /> charges that are imposed an Borrawer or�he Proper�y by a�ondom�nium associa�ion, hameowners <br /> assoc�ati�n ar similar�rgan�za�ion. <br /> �K� "Electronic Fund� Transf�r" means any transfer af fun�.s, ��her than a�ransaGtion or�g�na�ed by check, <br /> draft, �r sin��ar paper�nstrument, v�h�ch�s�ni�xa�ed through an�lectr�n�c termina�, �e�ephonic ins�rument, <br /> camputer, or n�agnet�c tape sa as to�rder, ins�ruc�, ar auth�rize a financial institu�ian ta debit ar credit an <br /> a�c�un�. Such�erm includes, but is not limi�ed�a, po�nt-of-sale transfers, automa�ed teller machine <br /> �ransa�ti�ns, �ransfers initiated by tel�phone, wire transfers, and automated clearinghouse transfers. <br /> 4L� "Es�row Items" means thase�tenls�hat are des�ribed �n Sectzon 3. <br /> �IUf� "N�isce�faneaus Prviceeds" means any comp�nsat�on, set�I�ment, award�f damag�s, ar proc�eds pa�d by <br /> any third par�y �nther than insurance proce�ds paid under�h�co�erages described �n�ec�ion S} for: ��} <br /> damage to, or destruc�ion of, the Propert�r; �ii} cande�nnat��n Qr a�her taking af a�� ar an�par�of the <br /> Pr�per��r; �iii} con�eyance in��eu of�ondemnation; ar�iv}misr�pr�sen�at�ons nf, or omiss�ons as to, th� <br /> value andl�r��ndition of the Pro ert . <br /> NEBRASKA-5ingte Far�iiy-Fannie MaeJFreddie Mac IiNIFDRM INSTRIJMENT Form 3��8'fla1 <br /> VMP p 'JMF�fitP�El t�30�� <br /> Wvlters Kluwer Fir�ancial Ser�ices Page Z nf'I7 <br />