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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Kei <br />Dubas <br />STATE s NEBRASKA, Lai C c/S Tnt' County ss: <br />The foregoing instr was acknowledged before me this 26 T-1-1 day <br />of pe3 . c r , by Keith W. Dujaas. <br />Witness my hand and notarial seal at tnnlyv, l3rk,K 14 0 in said County, the date aforesaid. <br />My Commission Expires: <br />te d (Seal) <br />Kei h . Dubas <br />STATE <br />NEBRASKA <br />PAM, <br />Witness my hand and notarial seal at <br />- Witness <br />(Seal) <br />- Borrower <br />Th foregoing instrument was acknowledged before me this <br />of . , �� ' by Kathleen L. Dubas. <br />ndn said County, the date aforesaid. <br />My Commission Expires: A / e‘ 1 7 020/6 <br />Kathleen L. Dubas <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. <br />201500385 <br />Kathleen L. Dubas <br />- Witness <br />S <br />- Borrower <br />611831AL -Stale of Nebraska <br />PATRICK H REESE <br />*Comm. Exp. December 4, 2016 <br />(Seal) <br />- Borrower <br />day <br />Form 3028 1101 <br />