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MISIMIammNsw <br />EININIESEM <br />W ��o <br />c <br />CT! 110•1•111•1111 <br />imomesim <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />DEFINITIONS <br />DEED OF TRUST <br />r <br />TX) rrt <br />F-J C„? <br />j» C:7 <br />x Iy <br />GJ �✓ <br />C() <br />[Space Above This Une For Recording Data] <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 22, 2014, together with all Riders to this <br />document. <br />(B) "Borrower" is Keith W. Dubas and Kathleen L. Dubas, each a single person. Borrower is the trustor under this <br />• Security Instrument. <br />-�-I (C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Pte°" Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />m.' under this Security Instrument. <br />w 464 (D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated December 22, 2014. The Note states that <br />m Borrower owes Lender ONE HUNDRED THOUSAND AND NO /100 Dollars (U.S. $100,000.00) plus interest. <br />H ( Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January <br />5, 2022. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Page 1 of 13 <br />IDS, Inc. Bon'ower(s) Initials i'S. �S . <br />- --8 <br />irri <br />N 111 <br />°o <br />{� to <br />(-n <br />O 7] <br />CD <br />W �r <br />rn <br />CO <br />