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�.r <br />a <br />MEMMINIIIIMI <br />mg= EmilmOMMI <br />C DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />)12 Section 16. <br />r ri (A) "Security Instrument" means this document, which is dated January 16, 2015 <br />together with all Riders to this document. <br />r— (B) "Borrower" is <br />447 Craig L Garrett and Shelly L Garrett, Husband and Wife <br />di <br />ril <br />o4 Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />rn <br />cer <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />West Gate Bank <br />6003 Old Cheney Road <br />Lincoln, NE 68516 <br />(E) "Note "means the promissory note signed by Borrower and dated January 16, 2015 <br />The Note states that Borrower owes Lender <br />Two Hundred Eleven Thousand Five Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 211,500.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2030 <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />m <br />I1 <br />c <br />n 2 <br />n <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initia <br />rr t <br />Loan No: 122564 <br />Parcel ID: 400424770 <br />rn <br />rn <br />rn <br />o > <br />C 73 <br />cc) <br />rri <br />C.w3 <br />V <br />0 <br />