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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Borrower <br />Linda Jelinek, onservator for Linda - Borrower <br />M. Ingebretsen, An Incapacitated <br />Person <br />STATE OF NEBRASKA, Hall County ss: <br />The � g g instrument was acknowledged before me this day of <br />by Linda Jelinek, Conservat9r for Linda M. Ingebretsen, An Incapacitated Person. l <br />Witness my hand and notarial seal at /.J D. 1,/....4444' in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />- Witness <br />NEBRASKA - Single Family- Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDs, Inc. <br />- Witness <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />Form 3028 1/01 <br />