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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Michael L Lambrecht <br />Cheryl A'Lambrecht <br />%4 (Seal) <br />NEBRASKA - Single Family- Fannie M ae/Freddie Mac UNIFORM INSTRUM ENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />2 016 361 <br />24007806 <br />Form 3028 1/01 <br />VM P6(NE) (1302) <br />Page 16 of 17 <br />