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��15��351
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<br /> The Funds shall be he�d in an inst�tuti�n whase deposits are�nsured by a federal agenc�, instrumenta��ty,or
<br /> entity(including Lender, �f Lender�s an.institu��on whose deposits are so in.sured)or in any Federa�Home
<br /> Loan Bank. Lender sha11 apply the Funds tv pay the Escrow It�ms no�ater than the tirne specified under
<br /> RESPA. Lender sha11 not charge Borrower for holding and applying the Fu�ds,annually analyzing the
<br /> escrav`+r ac�o�unt,or verifying t�,e Escrow Items,unless Lend�r pa�s�arrower interest on the Funds and
<br /> Applicable Law permit�Len�er to make such a charge.Unless an agreement is made in writing ar
<br /> Applicable La�r requires interest to b�paid on the Funds,Lend�r shall not be required to pay Barrower any
<br /> �nterest ar earn�ngs on the Funds. Borrower and L�nder can agree in writing,however,that interest�ha11 be
<br /> paid on t�.e Fur�ds. Lender sha11 give ta Borrower,�v��hout charge,an annual accounting af the Funds as
<br /> required by RESPA.
<br /> If there is a surplus af Funds held in escrow,as defined under RESPA,Lender sha11 accaunt to Borrower for
<br /> the excess fuads�n accardance�ith RESPA. If there is a shortage af Funds held in escrow,as defined under
<br /> RE�PA,Lender shall nat�fy Barrawer as required�y RE SPA,and Borrawer shall pay to Lender the amount
<br /> necessary to make up the shortage in accordance with RESPA,but�n no more than �2 monthly payments. If
<br /> there is a deficiency af Funds he�d in escrow,as defined under RESPA,Lender shal�notify Borrower as
<br /> r�quired b}�RESPA,and Borrawer shall pa�to Lender the amaunt necessaxy to make up the def ciency�n
<br /> accordance with It�SPA,but in na more than 12 monthly payments.
<br /> Upon payment in fu11 of a�1 sums secured by this Secur�ty Instrument,Lend�'shall promptly refund to
<br /> Borrower any Funds held by Lender. _
<br /> 4. Charges;Liens.Borrovver shall pay a��ta.xes, asse�sments, charges, f�nes, and impositions attributahle to
<br /> the Property which can atta�n priority��er th�s Securit�Instruument, leaseho�d payments or gr�und rents on
<br /> the Property, if any,and Community Association Dues,Fees,and Assessments, if any.�'a the extent that
<br /> th�se items are Es�row Items,B�rrower sha11 pay them�n the manner prov�ded in Sect�on 3.
<br /> Barrower shall promptly di�charge any lien which has priority over th�s 5ecurity Instrument unless
<br /> Borrower: (a}agrees in writing to the payment of th�obligation secured b�the lien�n a manner acceptab�e
<br /> to Lender,but only so long as Borrower is perform�ng such agreement;(b)contests the lien in good faith by,
<br /> �r defends against enf�rcement of the lien in, 1ega1 proceedi�gs which in Lender's op�nion operate to prevent
<br /> the enf�r�ement�f the�ien while those proceedings are pending,but only unti�such proceedings are
<br /> concluded;or(c}secures from the holder of the lien an agreement satisfactory to Lender subordinating the
<br /> lien to this Security Instrument. If�,ender determi.nes that any part�f the Property is subj ect to a l�en�vhich
<br /> can attain priority over this Security Instx-ument,Lender may g�v��o�ra�ver a notice icten�if�ing the 1ien.
<br /> �V'ithin ��days af the date on which t}�at notice is given,Borrower sha�1 satisfy the lien or take one or more
<br /> �f the ac�ion.s set forth above in this Section 4.
<br /> Lender may require Barrower to pay a one-time charge for a real estate tax verificat��n andlor reporting
<br /> service us�d by Lender in c�nnection w�th this Loan.
<br /> 5. Pro�erty�nsurance.Borrower sha11 keep the improvements now existing or hereafter erected on the
<br /> Property�nsured against lass by fue,ha�ards included w�thin the term"extended coverage,"and an�other
<br /> hazards includ�ng,but not limited to,earthquakes and floods, for which Lender requires insuran�e. This
<br /> insurance sha11 be maintained in the am�unts(including deductible 1�vels}and for the peri�ds that Lender
<br /> requues. VVhat Lender re�uir�s pursuant to the preceding sentences can chang�during the terr�of the Loan.
<br /> The insurance camer providing the insuranc�sha11 be chosen by Borrawer subject to Lend�r's right to
<br /> d�sapprove Barrower's choice,which right sha11 not be exercised unreasonably. Lender may require
<br /> Borrow�r to pay, in conne�t�on with this Loan,either: (a}a one-time charge for flood zone det.�rmination,
<br /> Gertification and tra�king ser�ices;ar(b)a one-time charge for flood zone determination and certification
<br /> NEBR�4SKA�ingle Fam�Py-Fan�ie MaelFt+eddie Mac LINIF�RM INSTRUMENT WITH MERS Form 3U2811�1
<br /> VMP� VMP6A(NE}(434�}.QQ
<br /> Wolters Kluwer Financial Senrices Page B ai�7
<br /> q43334276�Z1 �233 343 461?
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