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201500327 <br /> NOT(CE TO BORROWER . <br /> Department of Veterans Affairs reguIations at 38 C.F.R 36.4337 provide as follows: <br /> � "Regulations issued under 38.U.S.C. Chapter 37 and in effect on the date of any loan which is <br /> submitted and accepted or approved for a guaranfy or for insurance thereunder, shall govern f6e <br /> rights, duties, and liabilities of the parties to such loan and any pravisions of the loan instruments <br /> inconsistent with such reguiations are hereby amended and supplemented to conform thereto." <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with i� <br /> G� �L/' Seal (Seal) <br /> Michael Carl Wagn -�on'ower Norm Wagner -Borrower <br /> SeaI <br /> -$ori ower -Borrower <br /> Sea1 <br /> -Bonowei -Bori owei. <br /> Witness: Witness: <br /> NF�RASKA—Single Family—UNIFORM.INSTRUMENT DocMagic� <br /> MODIFim FOR D�ARTMENT OF VETERANS AFFAIRS www_docmagic.com <br /> (REV. 1/01) Page 13 of 14 <br />