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<br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action(as either an individual '
<br /> � litigant or the member of a class)that arises from the other party's actions pursuant to this Security Instrument or that
<br /> alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument,
<br /> until such Borrower or Lender has notified the other party(with such notice given in compliance with the requirements
<br /> of Section 14)of such alleged breach and afforded the other party fiereto a reasonable period after the b ving of such
<br /> notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action
<br /> can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. 11ie notice of
<br /> acceleration and opportunity to cure�ven to Borrower pursuant to Section 21 and the notice of acceleration�iven
<br /> to Borrower pursuant to Section 17 shall be deemed to satisfy the notice and opportunity to take corrective action
<br /> provisions of this Section 19.
<br /> 20. Hazardous Substances. As used in this Section 20: (a) "Hazardous Substances" are those substances
<br /> defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances:
<br /> gasoline, kerosene, other flammable or to�cic petroleum products, toxic pesticides and herbicides, volatile solvents,
<br /> materials containing asbestos or formaldehyde, and radioaerive materials; (b) "Environmental Law" means federal
<br /> laws and laws of the jurisdiction where the Property is Iocated that relate to health,safety or environmental protection;
<br /> (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
<br /> Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or
<br /> otherwise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence,use, disposal, storage, or release of any Hazardous Substances,
<br /> or threaten to reIease any Hazardous Substances,on or in the Property. Borrower shall not do,nor allow anyone else
<br /> to do, anythin� affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an
<br /> Environmental Condition, or (c) which, due to the presence, use, or release of a�Iazardous Substance, creates a
<br /> condition that adversely affects the value of the Property. The preceding two sentences shaIl not apply to the
<br /> presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally reco�ized
<br /> to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to,
<br /> hazardous substances in consumer products).
<br /> Borrower shall promptly give Lender written notice of(a)any investigation, claim, demand, lawsuit or other
<br /> action by any governmental or regulatory a�ency or private party involving the Property and any Hazardous Substance
<br /> or Environmental Law of which Borrower has actual knowled�e, (b)any Environmental Condition, including but not
<br /> limited to, any spilling, leaking, dischar;e, release or threat of release of any Hazardous Substance, and(c) any
<br /> condition caused by the presence;use or release of a Hazardous Substance which adversely affects the value of the
<br /> Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that
<br /> any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Bonower shall
<br /> promptly take all necessary remedial actions in accordance with Environmental Law. Nothinj herein shall create any
<br /> obli�ation on Lender for an Environmental Cleannp.
<br /> NON-UNIFORM COVENANTS. Borrower and Lender fiu-ther covenant and agree as follows:
<br /> 21. Acceleration; Remedies. Lender shall ti ve nofice to Borrower prior to accelerafion following
<br /> Borrower's breach of any covenant or agreement in this Security Instrument(but not prior to acceleration under
<br /> Secfion 17 unless Applicable Law provides otherwise). The notice shall specify: (a)the defauIt; (b)the action
<br /> required to cure the default; (c)a date;not less than 30 days from the date the notice is b ven to Borrower, by
<br /> which the default must be cured; and (d)that failure to cure the default on or before the date specified in the
<br /> notice may result in accelerafion of the sums secured by this Security Instrument and sale of the Properiy. The
<br /> notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a courE
<br /> action to assert the non-existence of a default or any otlier defense of Borrower to acceleration and sale. If the
<br /> default is not cured on or before the date specified in the notice, Lender at its opfion may require immediate
<br /> payment in full of all sums secured by this Security Instrument without further demand and may invoke the
<br /> power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all
<br /> NEBRASKA—Single Family—UNIFORM INSTRUMENT DocMagfc E�;�
<br /> MODIFIm FOR DEPARTMENT OF VETERANS AFFAIRS www.docmagic.com
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