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201606301 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />iyyl,r 12/31/2014 (Seal) <br />ria L. Bernal - Borrower <br />c,,,,21,4 <br />David A. Bernal <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />12/31/2014 (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />❑ Refer to the attached Signature Addendum for additional parties and signatures. <br />III II1111 I I II011 III III III I I I11111 111111 111 <br />Revised 4/96 <br />VMP4N(NE) (1302).00 <br />Page 9 of 10 <br />