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200000659 <br /> • 20. SubStitute TruStee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br /> to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br /> Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br /> Trustee herein and by applicable law. <br /> 21. Requ@St fOr NOtiCeS. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br /> address which is the Property Address. <br /> Riders t0 thlS Security Instrument. If one or more riders are executed by Borrower and recorded together with <br /> this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the <br /> covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable <br /> box(es)]. <br /> ❑Condominium Rider ❑Growing Equity Rider ❑X ocner�s� �spec�fy� Mortgage Addendum & <br /> Second Mort. <br /> ❑Planned Unit Development Rider ❑Graduated Payment Rider <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) <br /> executed by Borrower and recorded with it. <br /> Witnesses: <br /> �i�LfiU � ���� (Seal) <br /> Borr wer Ka y L Callis <br /> (Seal) <br /> eo«oWe� <br /> �Space Below This Line For Acknowledgement� <br /> STATE OF NEBRASKA <br /> � ss: <br /> COUNTY OF Hall <br /> The foregoing instrument was acknowledged before me this 24th day or Januarv , 2000 <br /> by Kathy L Callis , an unmarried individual <br /> Witness my hand and official seal. <br /> My commission expires: August 12, 2000 :�`?.�';%' CF, <br /> ''�;,4''' �:�>, otary Public N/illiam L McLellan <br /> ,, �1 ��;l yc. <br /> � ,<< '?;� <br /> `�" '� � <br /> `�'''�< s'�,n <br /> `'> �,,n�� <br /> ��,,. , r'P <br /> ��.��;��6id��� <br /> - � <br /> `�j <br /> i <br /> I <br /> I <br /> � <br /> FSBt3.LM�(2/99) Page 5 ot 5 <br />� <br />