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<br /> DEEI3 �F TRUST
<br /> Loan Nv: 1�'1���D�S �Cont�nued} • ' Page 1D
<br /> Guaranty. The word "Guaranty" means the guaranty from guaran�or, endarser, surety, or� accvmmodativn party to
<br /> Lender, including wi�hout lim��a�ion a guaranty of all or parfi❑f�the Note. '
<br /> Hazardous 5uhstances. The words "Hazardous Substan�es" mean materials �hat, 1�ecause o� their quantifiy,
<br /> concentra�ian ❑r physi�a�, chemical o�- in�ec�ious �haracteristics, may cause or pvse a presen� ❑r potentEal ha�ard
<br /> to human health ar the en�iranmen�when improperly used, trea�ed, s�ored, disposed of, genera�ed, manu�aGtured,
<br /> transpor�ed or❑�herwise handled. The words "Hazardous Substances" are used in�heir�e�y broadest sense and
<br /> include wifihau� ��mitation any and a�l hazard�us or �axic suhstances� mafisrials or waste as defined by ❑r �isted
<br /> under the EnWir�nmental Laws. The�erm "Hazardous Substances" als❑ incfudes, without�imi�atian, p�troleum and
<br /> pe�roleum by-products�r any frac�ian thereaf and asbes�tas. •
<br /> �mprovements. The wvrd "�mpro�ements" means all existing and fu�ure impr�Wements, buildings, s�truc�tures,
<br /> m�bile homes affixed an the Reaf Property, �acilities, add�tions, rep�acements and a�her consfiruction ❑n the Real
<br /> Prop�rty.
<br /> lndebtedness. The word "lndeb�edness" means all p�incipal, in�erest, and a�her amounts, C05fi5 and expenses
<br /> payaf�le under the Note ❑r Relafied �ocuments, tagether with a�� renewals vf, extensions ❑�, modifications ❑f,
<br /> conso[ida�ians ❑f and subs�itut�ons for the No�te or Rela�ed Docum�nts a�nd any am�unts expended or ad�anced by
<br /> Lender ta discharge Trusfior`s vbfiga�ians ar expenses incurred by Trustee ar Lender to en�orce Trus�or`s
<br /> ot�ligations under this Deed of T�ust, �ogether with interes� an such amoun�ks as pro�ided in �his Deed of Trusfi.
<br /> Speci�icalty, withou� limitation, indebtedness includes the fu�ure adWances' se� farth.in �he Future Ad�ances
<br /> pro�ision, tvge�her wi�h ai� interest thereon and aiE amvunts tha� may be andirectly secured by �he
<br /> Cross-Co�lateraliza�kion pr��ision❑f this Deed of Trust. . .
<br /> Lender. The word "Lender" means Fi�e Poin�s Bank, sts successors and assigns.
<br /> Nv�e. The word "Nv�e" means fih� promissory note da�ed January 5, ���5, in the orig�nai prin�ipal am�unt
<br /> �f $'1��r���.9� #r�m Borrower to Lender, tage�ther with all renewals of, e�t�nsians af, madifications af,
<br /> re�inancings❑�, consolidations�f, and substi�u�tions for the promissory nate❑r agreement.
<br /> Persanal Prvperty. The words "Personal Property" mean a!I equipment, fixtures, and vther articles of persnnal
<br /> prvperty naw ar herea-�ter owned by Trus�v�-, and now ❑r herea-f-rer a��ached or affixed tv �he Rea� Prvperty;
<br /> tage�tiher with all accessians, parts, and add�ttvns fio, a[l repf a�ements o�,..and all substitu�ions for, any ��f such
<br /> property; and toge�he�- wi�h all proceeds �including wi�haut 3�mEta�ion all• insurance praceeds and re�unds af
<br /> premiums}�rvm any saEe vr vther disposition af the Property. �
<br /> Property. The vvvrd "Property" means cvllecti�ely the Real Property and the Persanal Proper�y.
<br /> Rea1 Property, The words "R�al Praperty" mean the real property, inte�-es�s and �-ights, as€urther described in this
<br /> Deed ❑f Trust. -
<br /> Related Do�uments. The words "Re�ated Documents" mean aEI promissory notes, credit agreemen�s, Ivan
<br /> agreemen�s, en�ironmenta� agre�menfis, guaranties, security a�reements, mortgages, deeds v� trust, se�uri�y
<br /> deeds, cvllafieral mvrtgages, and all other instruments, agreemen�s and d��umen�s, whether now or hereafter �
<br /> existing, executed in connecfiion with�he Indebtedness.
<br /> Rents. The word "Rents" means all presen� and �uture rents, re�enues, incame, issues, royal�ies, pr�fits, and
<br /> ❑�her hene�its deri�ed��-om�he Property.
<br /> Trustee. The ward "Trustee" means Fi�e Pvints gank, whvse address E5 P.� Bnx "�5�7, Grand Island, NE
<br /> . 888�2-'[5�7 and any substitu�e or successar trustees.
<br /> Trustvr. The word "Trusto�" means MIGHAEL A KRAFT and LaRI G KRAFT.
<br /> EACH TRUST�R ACKN�VIILEOGES H►4V�NG READ ALL THE PR�VISIQNS �F THlS DEED �F TRUST, AND EACH
<br /> TRUSTaR AGREES T�iT5 TERMS.
<br /> TRUSTDR:
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<br /> NIICHA A KRAFT
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<br /> L� KRAF
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