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201500167 made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and(c)any excess to the person or persons legally entitled to it. Reconveyance.Upon payment of all sums secured by this Security Instrument and termination of Borrower's right to obtain further advances under the Contract, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all contracts evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Properiy without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property,but only if the fee is paid to a third party(such as the Trustee)for services rendered and the charging of the fee is permitted under Applicable Law. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recarded. Without conveyance of the Property,the successor trustee shall succeed to all the title,power and duties conferred upon Trustee herein and by Applicable Law. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Properly Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this Security Instrument and in any Rider executed by Borrower and recorded with it. Signed and sealed by Borrower: � , / � —v�" �-�� ,..� � � Seal (Seal) , —,�� ) MARK A GARRELS 1 Date`3~�� TAMMI K GARRELS Date INDIVIDUAL ACKNOWLEDGMENT STATE OF NEBRASKA ) ) COUNTY OF HALL ) The foregoing instrument was acknowledged by MARK A GARRELS and TAMMI K GARRELS, HUSBAND AND WIFE, before me on December 23, 2014. In witness whereof, I hereunto set my hand and, if applicable,my official seal. � ^ �C�� ! � �� . ��—�� My commission expires: � GENERAL NOTARY-5tate of Nebraska i, CHRtS L iCASKIE Identification Number �__� Nty Comm.Exp.Dec.29,2616 — (Official Seal) �2004-2014 Compliance Systems,Inc.4958-D3FF-2013L23.1.803 Consumer Real Estate-Security Instrument DL2036 Page 5 of 5 www.compliancesystems.com