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m <br /> � � N � � <br /> m"' o D m <br /> o � c�� ��cn nm N m <br /> u, �o m � �� p 0 <br /> N � �c) Q � Z �z Ul � <br /> � ZD � � p — <br /> o m z <br /> �� o � �� � � <br /> N <br /> � mn 0 � _(�/� � � <br /> � w� � � r� � <br /> �o � �`. z <br /> 0o W � � <br /> W Z <br /> O <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801 <br /> (Space Above This Line For Recording Data) <br /> LOAN ORIGTNATOR COMPANY NAME:Home Federal Savings&Loan Association of Grand Island <br /> NMLS COMPANY IDENTIFIER:446443 <br /> LOAN ORIGINATOR NAlVIE: Chris Kaskie <br /> NMLS ORIGINATOR IDENTIFIER:494668 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on December 31, 2014. The grantors are CAROL <br /> ANN NRGENSMIER, also known as CAROL A JURGENSMIER, and ALAN L NRGENSMIER, also <br /> known as ALAN NRGENSMIER, WIFE AND HUSBAND, whose address is 4157 NORSEMAN AVE, <br /> GRAND ISLAND, Nebraska 68803-2254 ("Borrower"). Borrower is not necessarily the same as the Person or <br /> Persons who sign the Home Equity Line of Credit Agreement, dated December 31, 2014 ("Contract"). The <br /> obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and <br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, <br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home <br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the <br /> United States of America and whose address is 221 Soath Locust Street, Grand Island, Nebraska 68801 <br /> ("Lender"). CAROL ANN JURGENSMIER and ALAN L JURGENSMIER have entered into a Contract with <br /> Lender as of December 31,2014,under the terms of which Borrower may,from time to time,obtain advances not <br /> to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE <br /> ADVANCES)*** of Twenty-five Thousand and 00/100 Dollars (U.S. $25,000.00) ("Credit Limit"). Any party <br /> interested in the details related to Lender's continuing obligation to make advances to Borrower is advised to <br /> consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be <br /> due on January 15, 2020. This Security Instrument secures to Lender: (a) the repayment of the debt under the <br /> Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract; <br /> (b)the payment of all other sums,with interest, advanced to protect the security of this Security Instrument under <br /> the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of <br /> Borrower's covenants and agreements under this Security Instrument and the Contract.For this purpose,Borrower, <br /> in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with <br /> power of sale,the following described property located in the COUNTY of HALL, State of Nebraska: <br /> Address: 4157 NORSEMAN AVE,GRAND ISLAND,Nebraska 68803-2254 <br /> Legal Description: LOT TWENTY-EIGHT (28), JEFFREY OAKS EIGHTH SUBDIVISION, IN <br /> THE CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the properiy, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> �2004-20t4 Compliance Systems,Ino.4958-C9EF-2013L23.1.803 <br /> Consumer Real Estate-Security Insttvment bL2036 Page 1 of 5 www.coinpliancesystems.com <br />