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��15��13� <br /> requzr�d by RESPA, and Borrower sha��pay to L�nd�r the am�unt ne��ssary t�make up �he deficiency in <br /> accordan�e with RESPA, �ut in na more than �2 rn���h�y paym�nt�. <br /> Upon payment in fuli of all sums s�cured b�this Secur�t� �nstrumen�, Lender shall promptly r�fund t� <br /> Barrower an� Funds held by L�nder. <br /> 4. Charges, Liens. Borrower shall pay al� ta�.es, as�e��men�s, charges, f�nes, and�mpositi�ns attribu�ab�e�� <br /> �he Proper�y wh�ch can attain pri�ri��aver th�s S�cur�ty �ns�rumen�, �easehoxd paymen�s nr graund ren�s on <br /> the Praper�y, zf any, and Cammunity Associat��n Dues, F�es, and Assessments, �f any. 'To the extent tha� <br /> thes�items are Escr��v �tems, Borrower shal�pa�r th�m.in�he manner pra��ded�n Sectzan 3. <br /> B�rrower�hall pr�mpt�y d�scharge ar�� l��n which�as priarity o�er th�s Secur�ty�nstrument un�ess <br /> B�rrow�r: �a} agre�s �n wr�t�ng�a th�payment�f�h�obligatzon s�cured by the l�en in a xnanner accep�abl� <br /> �o Lender, bu�on1�sa long as�arrnvver is performing su�h agr�ement; �b} c�nt�sts th��ien in g��d faith by, <br /> or de�ends against enf�rcement of�he��en�n, �egal pro���dings whi�h ir�L�nd�r's�pinion�perate to pre�ent <br /> �he enfarcemen�of the lien while those proc�edx�ags are pendzng, bu�vn�y unti� such prace�dings ar� <br /> conc�uded; or�c} secures from�he holder of�he��en an agr�emen�satzsfac�or��o L�nder subnrd�nat�ng th� <br /> �ien to �his Secur��y�ns�rum�nt. �f Lender d��er�m.�i.nes tha�any part of the Prap�rty�s sub�e��to a�x�n wh�ch <br /> can attain pr�ar�ty over�h�s Securi�y �ns�rumen�, �,ender may g�ve B�rrower a not��e identzfy�ng�he l�en. <br /> Wi�hin lfl days of th�date on which that no�ice is giv�n, Barrower sha�� sa�isfy�he lien or tak�one ar more <br /> of t�e act�or�s s��farth abave zn th�s Sectian 4. <br /> Len�er ma�requir�Borrower tfl pay a on�--t�m�charge f�r a rea� estat�ta��erification andlor repor�ing <br /> serv�c�used t�y Lender in connec�iQn w�th�h�s Loar�. <br /> �. Property lnsuranc�. Borra�er sha�� keep��e�mpr��rements now exis�ing or hereafter erected�n�he <br /> Property insured aga�nst��ss by�re, hazards included w��h.in.�h��erm "extended coverage," and an�ather <br /> �azards inciuding, �ut not��m��e�.�o, �ar�hquakes and flaods, far�hich L�nder requir�s insurance. This <br /> insurance sha.���e main.�ained�n t�e am�uri�s ��nciudi�g dedu��ibl�l��els}and for�he p�riads that Lend�r <br /> requires. Wha�Lender r�quire�pursuant t��h�preced�ng sent�n�es can�hange during the t�rm af the Loan. <br /> The insurance carr�er prov�ding the insurance�hall be chos�n by Borr�wer subject to L�nder's r�ght�a <br /> disappr��e Borrower's choice, which right sha��no�be exercised unreasonably. L�nder may requ�re <br /> �flrrawer�a pa�, in connect�an w�th this Loan, either: �a} a oneW�ime charge far f�ood zane de�erm�nation, <br /> c�r�ificatian and�ra�king s�rv�ces; or�b} a ane-time charge for#��ad zone d�termination and certi��atian <br /> services and subse�uent�harges each��me remapp�ngs or similar changes nccur vvhich reasonab��m��h� <br /> affec�such determ�inat�on or cer�ification. Borro�ver sha�� a�so be r�sp�nsib�e for the pa�xnent af any fees <br /> �rnpnsed by�ie Federa� En��rgency Management Agency �n c�nnect�an with��Ze re�ie�v af any fla��zone <br /> determ�nation result�ng from an�bje��ion�y Borrowe�. <br /> �f Borrower fa��s�a mainta�n an�r of�he coverag�s c��scribed above, Lend�r may obtain insurance co�erag�, <br /> at Lender's apt�on and Borrovver's�xp�nse. Lender is under na o��igation t�purc�ase any particu�ar type or <br /> amaunt of caverage. fih�refor�, such co�erage sha�X cover Lender, bu�might or mi�h�not pr��ect Btirrawer, <br /> Barrower's equi��in�he Prop�rty, or th�contents of the Pr�per�y, aga�ns�any r�sk, hazard or��ab��ity an�. <br /> migh�provide greater�r�esser cov�rage than was pre�iaus��r�n effect. B�rro�r�r acknawiedges�hat��.e cost <br /> of the insurance coverage s�obta�ned might s�gnifi�ant�y�xc�ed t�e cost af insurance��at Bflrrower could <br /> ha�e abtained. Any am�unts d�sbursed by Lend�r ur�der this Sect�on 5 sha��b���me additiona� debt af <br /> Borrower se�ured by thi�Secur��y�nstrument. These amounts shall bear i���r�st a���e Not�ra��from th� <br /> da��of d�sbursement and sha�I�e payab��, v�i�h such inter�s�, upon notzce fram L�nder ta Borrower <br /> request�ng pa�ment. <br /> NEBRASICA-Singl��amily-�annie MaelFred�iis M�G UNIFqRM INSTRtJM�NT Farm 3�28 11�1 <br /> VMP� VMPfitN�j t13�2y <br /> Wofters Kfuwec�inancial Ser�ices Pa�e 6 of 17 <br />