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��15��13� <br /> ��� "Lender" �� H�m� Federal Sa�i ngs ar�d Lflan Assn of �rand I sl ar�d <br /> Lender is a Sa�i ngs and Lo�n <br /> organized and exis�ir�g und�r the�aws�f Th� State of Nebraska . <br /> Lender's address is 2�l So�th Lo�ust St �rar�d I�l and NE �88a�. <br /> . <br /> Lend�r is�he beneficiar�under th�s Securi��Instrument. <br /> �D� "Trustee" is Arend R Baa�k, Attorn�y <br /> �E} "Note" means�he promissory n���s�gn�d by Borr�wer and dated J�p u a ry 42, ��15 . Th�N�t� <br /> s�a�es t�at B�rrower�w�s Lend�r THR�E HUNaRE❑ TH�USAND AND �4I1a4 <br /> Do��ars �LJ.5. $3�0,D Q�.Q� }plus �nterest. Borr�vver has proxn�sed t�pa�this debt in regu�ar <br /> Perx�dic Payments and�o pay�he debt in full nnt�a�er than Feb ru a ry l, 2 045 . <br /> �F� "Property" means the pr�per�y�hat is described be�ow under the headi�g "Tra�sfer of Rights i�a the <br /> Pr�p�r�y.,� <br /> �G� "Laan" m�ar�s the debt e�idenced b�the�a��, plus in��res�, any pr�pa�m�nt charges �nd late charges due <br /> under the Not�, �nd a��sums due under th�s Se�ur�ty In�trument, p�us �nteres�. <br /> f H} ry Riders" means al� Riders t�th�s Se�urit� �nstrument that are executed by Borr�wer. The fa��ow�ng Riders <br /> are ta be�x�cu��d by�arrawer�chec�bo�as app�icab�e�: <br /> �Ad�us�ab�e R.a��Rider [�Cond�minium Rider �Secand Home Rider <br /> �Ba�x�on Rider �P�ann�d Uni�Dev�lopmen�R�der � �.-4 Fam7iiy Rider <br /> [�VA R�de� �Biwe�kl�Pa�rment Rider 0��her��� jspecify� <br /> �I j "App���ab�e Law'r mear�s al� c�ntro���ng appl�cab�e federa�, state and local statut�s, r�gulat��ns, ordinances <br /> and admun�strative ru�es and�rders �tha�ha�e the effe�t of lav�} a�we�� as a�� applicabi�final, non--appea�able <br /> jud�cxal op�n�ons. <br /> �J� "�Cvmmunity Ass��iatian Dues, Fees, and Asses�ments" rn�ans a�l dues, fees, assessm�nts and other <br /> charges�hat are im�po�ed�n Borro�er or the P�aperty by a condominium ass�c�atzony �aomeowne�s <br /> association or similar organizatio�. <br /> �K� "E�ectronic Funds Transfer" means any transfer�f funds, �ther than a transac�ion or�ginated by�h�ck, <br /> draf�, or simi�ar paper instrument, which is in�t�ated thr�ugh an ele��ronzc term�.na�, te�ephoniC �n�trument, <br /> C�mputer, or magne�ic�ape sa as�o�rder, instru�t, �r au�h�rize a�nancza� ins��tut�on to debx�or credi�an <br /> account. Such term�n�ludes, but�s n��Iimi�ed to, p��nt-af sa.�e�ransf�rs, au�omated�e��er machxne <br /> transac���ns, transfers initiat�d b�t���phane, wire transfers, a.nd automa�ed clearing�xouse transfers. <br /> 4 L� "�scrow �tems" means those items that are d�s�ribed�n Secti�n 3. <br /> �M� "�1llisce�laneous Pr�ceeds" means any comp�nsati�n, sett�eme��, award of damages, ar proce�cis pazd by <br /> any th�rd par�y�o�h�r�han insuran�e pr�c�eds pa�d under the cov�rages descr�bed�n S��tz�n S�f�r: ��} <br /> damage��, or�estructian of, the Proper�y, �ii}cond�mna�ion�r other�ak�ng of al��r any parr of�he <br /> Pr�per�y; �ii�}c�nv�yance in�ieu of�ondemnat��n; �r��v} misrepresentati�ns�f, or amissions as�a, �he <br /> va�ue andlor condit�on nf the Pro er� , <br /> NEBRASKA-Single Family-��nnie Ma�l�reddi�Mac UNIF�RM iNSTRUM�NT Farm 3028 1141 <br /> VMP� VMPG{N�y f�302) <br /> Wolters Kluwer Financial 5er�ices P�9��a��� <br />