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I � � ��15��133 � � � ser�vices and subsequent charges each ti.me remapp�ngs or similar changes occur which reasonably might affect such determination�r certification,Barro�ver sha11 also be responsibte for the payment of any fees �mpased by the Federa�Ern.ergency Management Agency in connection with the review of any flood zone � determination resu�ting from an ob j ection by Borrower. If Barrower fails to maia�in any vf the co�erages described ab�ve,Lender may obtain in�urance caverage, at Lender'�opt�on and Borrower's expense.Lender i�under na obligation to purchase any particular type or amaunt of ca�erage. Therefore,such c�verage sha11 cover Lender,but might or might not protect Borrower, B�rrower's equity in the Fraperty,or the co�tent�of the Property,against any risk,ha�ard or liability and might pro�ide greater or t�sser coverage than was previausly in effect. Bonower acknvwledges that th��os� of the insuranc�coverag�so obtained might significantly exceed the cost af insurance that F3orro�ver caulc� have obtained.Aany amounts disbursed by Leader under th�s Section 5 sha�l become additional debt of �3orro�ver secur�d by this Security Instrument.These amaunts sha11 bear interest at the Note rate from the date af disbursemeat and shall be paya��e,w�th such interest,upon notice from Lender ta Barrovwer _ requestin.�payment. Al�insurance policies required by Lender and rene�va�s af such go��cies sha��be subject to Lender's r�ght to � disappr�ve such palicies, shall include a standard mortgage�lause,and shall name Lender as mortgagee andlor as an additiona��oss payee. Lender shall have the right to ho�d th�policies and renewal certificates. If Lender requires,Barrower sha�l promptly give t�L�nder all receipts of paid premiums�.nd renewa� natices. If Borrower obtains any forn�of in.surance coverage,not otherw�se required by Lender, for damage � to,ar destruction of,the Property,such policy sha11 include a sta.n�lard mortgage clause and sha11 name Lend�r as mor�gagee andfor as an additionalloss payee. In the event�f loss,�orrower sha��gi�e prompt notice t�the insurance carri�r and Lender, Lender may _ make proaf of loss if not made promptly by�arrower.Unless Lender and�orrower other�ise agree in writing,any insurance proceeds,whether or nat the underiying insuranc�was required by L�nder, shal�be : applied to restoratian or repair of�he Property, if the r�s�aration or repair is economicaliy feasibl�and Lender's security i�not lessene�. During su�h r�pair and restoration per�vd,Lender shal�ha�e the right to holt�suc�h insu.ra�.ce�rviceec�s until i,ender]�as had an oppo�tunity to in�pect such Frope�ty to ensure t}�e tivork has been completed to Lender's satisfac�ion,provided that such inspecti�n sha11 be undertaken pr�mptl�. Lender may disburse proceed�for the repairs anc�restoration in a single payment or in a series of progr�ss pa�ments as the w�rk is completed.LTnless an agzeement is ma�.e in writing or App��cable La�v requires xnt�rest to be paid on such�nsurance proceeds,Lender shall not be required to pay Borro�ver any interest ar earnings on suGh proce�ds. Fees f�r public adjuster�,or ath�r third parties,retained b�r Borra�er shall nat be paid out of the insurance praceeds and shail be the sole obligation of B�rr�wer.If the restoration ar repair is not ecvnomically feasible or L�nder's s�curity�rauld be lessen�d,th�insurance proceeds shatl be applied to the sums secured by this�ecurity Instrument,whether ar nat then due,�v�th the ex�ess,if any, paid to Borrower. Such insurance proceeds shall be applied in the order pravi�ed far in Section�. � If Borrovv'er abandons the Prop�rty,Lender may fi1e,nego��ate and settle any avai�able insurance claim and re�ated ma�ters.If Borrowe�r does n.ot�respond within 3�days to a notice�rom�e�der t�at��i�s�rance carrier has offer�d ta settle a claim,then.Lender may negat�ate and settl�the c1a�m, The 3�-day period wi11 begin when the notice is given. In either ev�nt,or if Lender acquires the Proper�y under S�ctian 22 or Qtherwis�,Bono�ver hereby assigns t�Lend�r(a)Borrower's rights to any insurance proceeds in an amount nvt to exceed the amaunts unpaid under the Note or this Security In�trument,and�b�any�ther of Borrawer's rights(other than the right to any refuad of unearned premiums paid by Borrower}un�er all ir�surance policies covering the Proper�,insafar as such rights are applicable tc�the co��rag�af tl�� Property. Lender may use the insura.nce pro�eeds either ta repair or restore th�Prapert�or t�pay amounts unpaid under the Note or this Security Instrument,w�iether or not then due. E ff V NEBRASFCA-5ingle Family-Fa�nie MaelFreddie 1VIac UNIF�RM iNSTRUMENT WITH MERS Fomn 30�8 11�1 VMP� VMPQA(ME}(1342}.4� Vlfa�ers Klwver Financia!Senrices Page 7 vf 17 q43335g18262 4233 25G 0717