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��15��133 ` <br /> � <br /> k <br /> ��} "L�nder"is�U�C k�n Loans I nc. � <br /> . � <br /> Lender is a �D1"�Q1"�t�Dn <br /> organize�and ex�s�ing under the laws af th� S t a t� o f M i�h�g a n . , <br /> Lender`s address is �.�5a 1�oadward Ave, �etroi t, MI 45���-�.��6 <br /> . <br /> t�� "Trustee" is F�rst Ameri can T�t�� <br /> E. <br /> � E <br /> ! <br /> 4 <br /> �E� "MERS" is Mortgage E�ectx�onic R�gistrati�n Systems, Inc. MERS is a se�arate corp�rat�on that is acting <br /> solely as a nominee for Lender and Lend�r's successars and assigns. MERS�s the benef�cia�under this � <br /> � <br /> Se�urity Instrument. MERS is organized and existing under the laws of De�awaxe, and has an addr�ss aad <br /> te�ephon�number of P,Q. �ox 2�26,Fl�nt,MI 485�1-2�2�,�el. �888)679-MER�. : <br /> � <br /> �F� "Note" means the promissory note signe�by Barro�ver and dated C��C�m�7�r 2 7, ��l� . The Note � <br /> state s that Borrower ow�s Lender �n e H U n�C'e d N 1�1��,y F a U r T h D U S a n d F 1 f ty ` <br /> f <br /> a�a oo11a� ., <br /> I3ol�ars�CJ.S. $ 1�4,���.�� }pl�s�nterest. Borrower has promised tv pay this debt in regular ` <br /> Periadic�aymen�s and ta pay the debt in ful�n�t later than J a n u a ry l, ��4� . : <br /> � <br /> �G� "Property"means the property that is described below under the heading"Transfer of Rights in the ; <br /> E <br /> Property." � <br /> � <br /> �Hj "Loan"means the debt�v�denced by the Note, plus interest, any prepayment charges and late charges due � <br /> under the l�ote,and all sums due under this Security Instrument,p�us interest. � <br /> 5 <br /> �I� "Riders"means a��R�ders to this Secur�ty Instrum�nt tha�are executed by Borrower. The follawing Riders <br /> are to be executed by Borrower[che�k box as applicable]: i� <br /> �Adjustab�e R�te Rider a�ondom�nium�.i�er 0 Second I-�ome I�ider � <br /> ❑Balloon Rider �F�anned L��it De�elopment Rider 0 1-4�amily Rider <br /> 0�A Rider �B��veekly Payment Rider ��ther(s)[sp�cify] : <br /> L�gal �tta�hed s <br /> f: <br /> �J� "App�li�ableLaw" �neans a11�controlling applicable federal, s�ate�.nd 1oca1�statu.�es,regulation�, � <br /> ordinances and administrati�e rules and orders(that have the effect of law}as we1�as all applicable final, ' ' <br /> non-app�alable judicial opin�ons. ` <br /> � <br /> ��} "�om m u n ity AssociationDu�s, Fees,and Assessments"means all dues, fees, asses�ment�and other � <br /> � <br /> charges that are imposed on I3orrower ar the Property by a condominium a�sociation,hom�o�vners � <br /> E <br /> ass�ciatiQn or similar organization. � <br /> � <br /> � <br /> �L} "E I ect ro n i c F u n d s Tran�fer"means any transf�r a f funds, other than a transaction arig�nated by chec�, � <br /> draft,or similar paper iastrument,wh�ch is initiated through an electronic terrninal,telephanic instrument, <br /> cornputer,or magneti�tap�so as to ord�r,inst�ruct, or authorize a financial institution to d�bit or credit an <br /> account. Such term inc�ud�s,but is nat��mi�ed top point-�f-sale transfers,automated teller machine <br /> transactions,transfers�nitiated by teleghane,wire tran�fers,and automated clearinghouse transfers. E <br /> � <br /> � <br /> �M} "Eserow ttems"mean�thase items that are described ir�Section 3. � <br /> �. <br /> NEBRASKA�ingfe Family-Fanr�ie MaelFreddie Mac UNfF�RM IMSTRLIMENT WiTH MERS Fom�r 3028 1141 � <br /> VMP� VMPgA�NE)t13U2}.40 �� <br /> Wo�t�ts K�iswer Financial SBnrices Page 2 of 17 � <br /> q43335918262 fl233 �56 4�17 <br />