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��15��133 If the Loan is subject to a 1aw v�hich sets maximum�aan cha.rges,and that law is finally i.nterpreted so that �he interest or other laan charges col��cted or to be coltected in coanection with the Loan exce�d th� perm�tted�imits,then: (a)any such loan charge sha11 be redu�ed by�he amount necessary to r�duce the charge ta the permitted l�rnit;and(b}any sums a�ready collected from Barrawer which exceeded permitted 1�mrts w�.��be r�funded ta Borrawer.Lender may chaose ta rr�ake this re�und by reducing the prYncipa��tived - under the�Tote or by mal�ing a dire�t payment to Borrower.If a refund reduces principa�,the reduction�ill be treated as a partial prepayment withaut a�y prepayment charge(vvhether or n.ot a pr�paym�nt charge is pr��rided for under the Note).Borrower's ac�ceptance of any such refund made by due�t payment to Borrower�vi�l constitute a waiver�f any right of action Borrower might have arising out of such o�ercharge. '�5. �Iloti�es.A��.otYceS gYven by Bar�ra�ver�r Lender�n conne�tion�v�t�th�s Se�ur��nst�.ment must be�n � writing.Any not�ce to Borr�wer ia cannect�on with this�ecurity Instrument sha11 be deemed ta have be�n given to Barrower when maited by first class mail or when actual�y delivered to Borrower's notice address if sent by ather means,Notice to any one Barrower sha11 constitute not�ce to all Borrowers unl�ss Applicab�e Law expressly requu�s otherwise.The notice address shall be the Praperty Address unless � Borrower has des�gnated a sub�t��ute not�ce address by notice to Lender.B�rro�ver sha��pramptly notif� Lender of Borro�v�r's change of address. If Lender specif es a procedure for reporting I3orrower's change of address,then Borro�ver�ha11 only report a change of address through that specif�ed procedure. Ther�may be only one designated notice address under this Security Instrurnen�at any one time.Any n.atice ta Lender shal�be given by de��ering it or by ma�ling it by first class rnail to Lender's address stated herein unless Lender has d�signated another address by notice to Barrower.Any notice in connection with this �ecurity Instrument shall not be deemed to�iave b�en given to Lender until actually rece�ved by Lender.If any notic�required by this Security Instrumient is a�sa requ�t�d under Applicable Law,the Applieable La�v requirement will satisfy the eorr�sponding requirement under th�s Security Instrument. � 'I fi. Gaverning Law; Severabil�ty;Rules af�vnstruction.This Se�urity Instrurnen�sha11 be governed by � a . federal law and th��aw of the jurisdiction in�vhiGh the Pr�perty is iocated.A�1 rights and ob�igations � conta.ined�n t�.is SecurYt�Ynstrument are subjee�to any requiremen.ts and�YmxtatxQns�f App��cab�e I.a�. � A�plicable Lavv might explicitly ar�mplicitly a11o�v the parties to agre�by contract or it might be silent,but � such sil�nce shall not be construed as a prohib�tion against agreernent by contract. In the�v�nt that any pr�vision or clause Qf this S�curity Instrument or the Note conflicts with Applicable La�r,such conflict shall ; not affect vther pro�is�ons of this Security Instrurnent or the Note which caa he g�ven effect without th� : canflicting provision. � As used in this 5ecurity Instrunient: (a}words of the masculin�gen�er shal�mean and include corresponding n�uter wards�r�vord�of th�fem�niae gender;(b}�uords in the singular sha11 mean and�nc�ude the plural and vic�versa;and�c�the word"may"gives sole discretion�vithout any obli�ation to�e any action. '17. Barro�►�r's Co�y.Borrower sha�l be given one copy vf the Note and of t�is Security In.strument. . 'I S. Transfer�of the�ropert�or a Benefic�allnterest�n Borra►�v�r.As us�d in this S�ctron��, '�interest in th�Fraperty"means any legal or beneficial interest in the I'roperty, including,b�t not limited to,those b�neficia�interests transferred�n a bond far de�d,contract for deed, in��allment sales contract or escraw agreement,th�intent of which is the transfer of title by�ar�r'ovver at a future date to a purchaser. If a11 or any part of the prap�rty or any Interest in t�e Prop�rty is sald or transf�rred�or if Borro�ver is no�a natura�pers�n and a benef c�a��nterest Yn$�rrotiver is so�d or t�ar�sferred)��thout Lende�'s gr��vritte�. �onsent,Lender may requi�e irnmediate payment in fu��af al1 sums secured by th�s Security Insfirument. However,this option shall not be exercised by Lender if such exercise is prahibited by Appl�cable Law. NEBRASKA�ingle Family-Fannie MaelFr+eddie Ma��NIF�RM INSTRUMENT WITH MERS Farm 3428 1101 ��R� VMPBA[IVE�(1342}.44 Wv�ters Klr�we�Financia!Setvices Page 92 of 17 q�333 918252 4233 255 1�17