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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />0 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA30289/11 Page 1 of 13 Initials: <br />r � <br />m <br />M <br />CJ O <br />cn <br />cJ 1 <br />.-4 c <br />X1 cD <br />c o <br />m <br />Loan No: 1410012 gZ .00 <br />Parcel ID: 400063204 <br />DEFINITIONS <br />?s Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />.,�C 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />▪ (A) "Security Instrument" means this document, which is dated December 22, 2014 <br />t:", together with all Riders to this document. <br />rn (B) "Borrower" is <br />David W. Fox and Cindy Fox, Husband and Wife <br />r- <br />Pr7 <br />4 , Borrower is the trustor under this Security Instrument. <br />✓ ri (C) "Lender" is Five Points Bank <br />C) Lender is a Nebraska Corporation <br />tea organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />• Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />First State Bank Nebraska <br />4915 Old Cheney Rd <br />Lincoln, NE 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated December 22, 2014 <br />The Note states that Borrower owes Lender <br />One Hundred Fifty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 150,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than January 1, 2045 <br />C ,� <br />