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��15��11 desi�nated a subst�tute natice addi'ess by n�tice to Lende�'. Borrvwe�'shall promptly nvtify L�nder vf Borrower's�har�ge of address. If Lender specifies a pro�edure far reporting Barrower's change uf address, then Borrvwer shall only report a change af address through th,at specified procedure. Ther�m�y b�only one designated noti�e address under this 5ecurity Instru,ment a�any one nme. Any nvtice ta T..ender shatl be�i�e�by delivering it or by mailing it by first class mail ta Lender's address stated herein unless Lender has designated another address by nntice t�Ban�we�r. Any notice in connection with this . 5ecurity Instrume�t shal�not b�deemed to h�ave be�e�n�ive�n to L�nder uvtil ac�tu.ally received by Lencl�r. If any notice requared by this Security Instrument is al.so r�quir�d under Applir,able Law, the Applicable Law require�me�nt will sari sfy the carresponding requireme�nt under thi s Security In�trum.e�nt. 1�. Go►►eming law; 5errerability; Rules af Constru�tion. This 5ecurity Instrume�nt shall be governed by federallaw and the law vf tlie jurisdiction in whi�h the Pr�perty is Ivcated. AIl rig,hts and abiigations contained in this Security Instrument are subject to any requirements and limi�at�on.s of Applicable Law. Applicable Law might explic�itly or implicitly a�I�w the parCies tv agree by contract or it might be sile�at, but such silence shall n�t be cons�rued as a pr�hibitian a�ainst agre�ment by contra�. In the event that any rovision or clause af this S�urity Instrument or the Note canfliGts with Applica�ble L�w, such�onfl�ct sh,all P nvt affect other prvvisions vf this 5ecurity Instrume�t ar the Nate which can be given ef�ect withflut the conflicting pravision. As,u,sed in this 5ecurity Instn�iment: (a�word�of the rnas�u�ine gender sbali mean and inc�ude correspon�ing neuter wvrds ar wvrds of the fe�min.ine gend�r; (�b}w�rds in t�ie sin�ular shall mean and includ+e the plural and vir.e v�rsa; and(c)the word"may" �ives sole discre�t�ion without any ob�igatian to take ariy actian. '17. Borr�w er s Copy. Barrov�er shall be given one copy vf the Note and of thi s Security Instrument. �f 8, Transfer�f the Property�r a Beneficial Inter�est in Barrawer. As used in this Section 18, ,►Interest in the Property" means any legal vr b�neficial�nterest in the Fropert�y, inc�uding, but not limited to, thase benefi�i al inte�rests transferred in a�or�d for deed, contract for deed, installm�nt sales contract or escrow a e�me�nt, th�intent of which is the transf�r af title by Borr�wer at a future date to a purchasez. �' �f a1I ar an part of the Pr�perty or any Intez�st in the Properiy is sold or transf�rred[�r�f Borrvwe�r is nat a Y natura� ersvn and a beneficial inte�rest in Borrower is sold or transfe�t-red]without I-,,endex''s prior written P �onsent, Lend�r may require irnmediate payme�t in full af al�sums secur�d by th�s Security Instrument. Hvwever, this vpt�an shatl not be exerc�sed by Lender'if such exercise is prc�hibited by Applicable Law. If Lender exercises this op�ivn, Lender shail.give Borrower notice of acceleratian. The natice shall pra�ide a 'od vf not less than 3U d.ays from the date the notice is given,in arcordance witb Sectian 15 with�n v�hi�h � Borrvwer must pay aIl sums secured by this SecuritY Instrum►e�►t. If Bvrrower fails to pay these sums prior to the ex iration of this period, L�nder may invake any reme�d.ies permitted by th�s Security Ins�ruune�nt'w�ithout � furtli�r notice or dem�d an Barr�wer. �I�. Borrow e�s Rig ht to �e�nstate After Acc�elerat ion. If Borrower me�e�ts�ertain conditions, Borr�wer sha1l have the right to have enforcement of this 5ecurity Irlstarumeat discontinued at any.time prior to the earliest af: �a}five days before sale of the Pr�pe�y pr�rsuant to anY powe�'of sale ronta�ned in this 5ecuritY Instrume�nt; �b)such�ther period as Appli�able Law rnight specify f�r the tetmi.natian af Borrawer's right ta reins�ate; ar(c}entry of a judgment enf�rcing this Security Instrum�nt. T h�se can d i t ions are t ha t B o r r a w e r: a a s I.e�der all sums which then would be due under this Security Inst�rume�►t ax�d the�Tate as�f no � )pY arcceleration had occurred; ('b)cures a�ty default of any�ther covenants�r�greeme�nts; �c�PaYs alI expe�nses in�urred in enforcing�his 5ecurity I�strument, �ncluding, but nvt limit.�d to, rea�anable attarn�ys' fees, ro insp�ction an►d'valuation fees, and other fees incurred for the p�u pase of prvtecting Lender's interest p p�Y 2300353487 d VBNE fdE8RA5KA-Single Family-Fannie MaelFreddie Msc UNIFQRM INSTRUMENT �vrm 3o2H 11D1 VMPBRN�y��30Z� V M P(r� P�Qe 12 vf 17 WoFkers Kiuwei Finan�i�l Services