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��14�5��5 servi�es and subs��uent �harges ea�h time remappin�s or s�mi[ar �hanges o�cur which reasonably might affect su�h determinat�an or �er�ificat��n. Borrower shall a�so he respnnsible for the paym�nt of any f�es impased by the Fe�eral Emergen�y Management Agency in eonnection ►nrith the re�iew of any f�ood zone determination resulting frarn an obje�ti�n by BorrowQr. If Borrower fails to rna�ntain any of the c��erages described above. L�nder may obtain insurante��verage. at ��nde�'s optian and Borrower's expense. �ender is under no o�ligation to purchase any part�cular type or amount of coverage.Therefore.such�overage shall cover �ender. bu� might or might n�t pr�tect Borrawe�, B�rrawer's equi#y in the Property, ar the conten�s �f th� Property, agains� any r�sk, hazard or �iability and m�ght pro�ide greater or lesser caverage than was�reviousl� in effect. S�rrower aCknowledges that the �ost of the i nsu rance co�erag� sn ohta i ned m ight sign ifican#ly excQed the �ost of i nsu ranee that Borrov�rer cou Id hav� obta�ned. Any amount� disbursed �y L�nder under this Se�ti�n 5 �hall hecome additionai debt of Borrower s�cured by this 5e�urity Ins�rument. T�ese am�unts shall bear interest at the Note rate from the da�e of disbursemen� and shal! b� payable, w�th such in#erest, upon nati�e from ��nder �a Borra�rer requesting payment. All insurance pnlic�es required by �ender and renewals of such pal�cies sha�l be subject to ��nd�r's right to disappr�� such p�iicies, shal� in�lude a standard m�rtgage �lause, and shai# name Lender as mortgagee� an�l�r as an additiona� loss payee. Lend�r shall harre th� right to h�ld the policies and renev�ai �ertifitates. If Lender requires, Borrvwer shall promptly g�ve to Lender all re�e�pts of paid prem�ums and renewal natie�s. �f B�rr�wer obtains any fflrm of insuranee t��erag�. not othen�vise requ��ed hy �end�r,far damage to. or dest�uction of. the Property, su�h ��licy shal� include a standard mortgage clause and shall name Lend�r as mortgagee andlor as an additi�n�l loss p�yee. In the event of l�ss, Borrower shall give prompt n�ti�e to the insurante earrier and Lender. Lender rnay make p��of of la5s if n�t rnade �romptly by �orrv�er. Unles� �ender and �orr�wer �therwise agree �n writing, any �nsuranc� Rro�eeds, whether or nvt the under�ying insurance was required by Lender, sha�l b� app�ied to restaration or repair of the Property, if th� restaration �r repair is economically feasible and Lender's securi�y is nat lessened. During suth repair and rest�rati�n pQriod, �ender shalf hav� the right to hold such insurance procee�s until Lender has had an appartunity �o inspet� sw�h Property to ensure th� work has been c�mpl��ed ta �end�r's sati�fa�tion, pro�ided �hat su�h inspe�tion sha�i be undertaken pr�mptly. Lend�r may disburse p�o�eeds f�r the repa�rs and restora�ion in a single �ay�nen� ar in a series�f progress payments as the work is cQmpfeted� Unless an agreemen� is made in writing ar Applicable La►nf requi�es interest tfl be paid on suth insuranc� pr�t�eds, �ender sha�l n�t be requir�d t� pay B�rrvwer an� interest ar earnings on such proce�ds. Fees for public ad�usters, or other third parties, re�ained by Borr�wer shal� nat b�paid out of the insuranc��ro�eed�an� sha!� be the so�e�bl igat�on of Borra�ver.If the re�taration �r r�pair is n�t etonami�aily feas�ble�r ��nd�r's security w�uid be lessened. the in�uran��pra�eeds shal� be apRlied to the sums sQcured by this 5e�urity instrument. whether or no� then due, uvith thQ �xcess, �f any, paid t� Borrower. Such insuran�e pro�eeds�hal1 be applied in�h��rder p�oWided for in Section 2, If Borra�rer aband�ns �he Prop�rty, �ender r�ay f�le, negotiate and s�tt�e any ava�iabl� insuran�e�iaim and re�ated matters. If B�rrawer does n�t respand within 34 day� to a notice fr��n Lender tha� thQ �nsurante �arrier has offered ta se�t�e a c�a�m. then L�nder may n�g��iate and settle th� �la�m. The 3��ay p��iad will h�gin when th� n�tic� is gi��n. In either e►►ent. or if �ender a�quires the Property �nde� S�cti�n 22 or othe�wise, �orr4wer here�y assigns to Lender�a) Borrvwe�'s rights t❑ any insuran��pro�eeds in an amvunt not to ex�eQd the am�unts unpaid under the N�t� or �his 5ecur�ty Instrument, and �h} any other of Borrower's rights �ather than the right to any refund of unearned premiums paid by Borrower� under all insurance policies co��ring �he Pr�perty, in�ofar as suth rights are app��cable to the �o�erage of the Pr�perty. �ender may use the insuran�� prv�eeds either to repair or restore��e Praperty o� to pay amoun�s unpaid under the Na�e or�his Secur�ty xnstrument,whether�r not then du�. �1'!2403�334 Cit�f�a�k 3.2.87.09 V3 NEBRASKA3ingle Familyfan�ie MaelFrec�die Ma�11NI�t3RM INSTRUMENT WITH MER� Form 30�8 11D1 VMP� VMP6A(NE){t302),OQ Wolters Kl�wer Financial 5ervices Page 7 af 17