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BY SIGNING BELOW , Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrment and in any Rider executed by Borrower and recorded with it. <br />Robert Charles Brown <br />c, <br />Sheila Brown <br />i?,(11/1, <br />(Seal) <br />-Borrow er <br />(Seal) <br />-Borrow er <br />(Seal) <br />-Borrow er <br />(Seal) <br />-Borrow er <br />E Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />201408i93 <br />14-10-000052 <br />Form 3028 1/01 <br />VMPBAINE) 11302) <br />Page 18 of 17 <br />