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��14�515� Any amounts disbursed by L�nder under this Section 9 sha1�become addit�onal debt of Barrower secured by th�s Security Instrument. These amounts sha11 bear in�erest at the No�e rate from the date of disbursement and shalt be payable,tivith such interest,upon notice from Lender t�Borra�er requesting payment. If th�s Security Instrument is on a leasehald,Borrower sha11�omply w�th a11 the pro�isions af the lease. If Barrower acquires fee title to the Property,the leasehold and the fee titie sha11 not merge unless Lender a�arees to the merger in vvriting. �I�. Mortgage lnsuran�e.�f Lend�r required Mortgage Insurance as a condition of making th�Loan, Borrower sha11 pay the premiums required to maintain the Mortg�ge Insurance in effect, If, for any reason,the Mortgage Insu.rance coverag�requued by Lender ceases to be available from the mortgage insurer that previously pro�ided such insurance and Borrovver�vas required to make separately desig�ate�i pa�ments toward the premiums for Mortgag�Insurance,Bonower sha11 pay the premiums required to�bta.in coverage substantially equi�alen�to the Mortgage Insurance previously in effect,at a cost substa.ntially equivalent to the cost to Borrower of the Mortgage Insurance previously in effectA �ram an alternate martgage insurer selected by Lender.If substantially equiva�ent Mortgage Insurance�overage is not available,Borrower shall cantinue to pay to Lender the amount�f the separately des�gnat�d paymen�s that were due�vhen the in.surance coverage c�ased to be in effect. Len�ler tivill accep�,use and reta.in�hese payments a�a non-refundable loss reser�e in lieu of Martgage Insurance. Such�oss reserve sha11 be non.-refundable, notvvithstanding the fact that the Loan is ultimately paid�n full,and Lender sha11 not be required to pay Barrovver any interest or earnings on such 1�ss reserve. Lender can no iortger require �vss reserve payments if Mortgage Insurance coverage�in the amount an�for the period that Lender requir��}provided by an insurer select�d by Lender again becomes available� is obtained,and L�nder r�quires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage�nsuranc�as a condition of making the Loan and Bnrrower was required to ma1�e separately designated payments toward the pre�niums for Mortgage Insurance,Borrower sha11 pay the premiums required to ma�nta�n Mortgage �nsurance in effect,ar to provide a non-refundable Iass re�er�e,unti�Lender's requirement far Mortgage Insurance�nds in accordance with�ny w�ritten agreement betw�en F3�rro�er and Lender providing for such terminatian ar until termination is required by Applicable Law.Nothing in thi�Section 1�affects Borrower's�bligation to pay iaterest at the rate provided in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note)for certain losses it may incur if Borrower do�s not repay th�Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in farce from t�me to time,and may enter into agreements with ather parties that share or modify their risk,or reduce losses. These agreements are on terms an�1 con.ditions that are satisfactory to the mortgage insurer and the other party�or parties}to these a�reemen�s. These agreements may require the mortgage insurer to make paym�nts using any source af funds that the mortgage insurer may have a�ailable(which may include funds obtained from Mort�age Insurance prem�ums�, As a resu�t of these agreeme�ts,Lender,any purchaser of the Note,another insurer,any reinsurerA any other entity,or any affiliate of any of the faregoing,�may receive(directly ar indi.rectly}amounts that der��re from(or might be characterized as)a portion of�orrower's payments for Martgage In.surance, in exchang�for sharing or modifying the mortgag�insurer's risk,or reducing l�sses. If such agreement prov�des that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the pr�mium�paid to the insurerA the arrangement is ai�en termed"capti�e reinsuran�e."Further; q�33339�2497 �233 25$ �917 NEBRASK�4�ingle Family-Fannie Alla�fF�eddie Mac UNIF�RM INSTRUMENT WITH MERS Form 3428 1141 VMR� VMPBA(NE}(1342}.4� iNolters Kluwer Financial Services Page 9 of 17