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��14�515� <br /> If the Loan is subject to a law which�ets maximum loan charges,and tha��aw is finally interpreted so that <br /> the interest ar other loan charges collected or to be cot�ected in connec�ion with th�L�an exceed th� <br /> permitt�d limits,then: �a)any such laan charge shall be reduced by the amount necessar�to reduce the <br /> charge to the permitted limit;and�b3 any sums already collected fr�m Borrower which exceeded permitted <br /> � limits�il�be refunded to�on�v�e�. Lender ma�choose to n�ake this refund b��educing the principal o�ed <br /> under the N�te or by making a direct payment tc�I3orrower. �f a refund reduces pr�ncYpa�,th�reduction wi11 <br /> be�reated as a partial prepayment without any prepayment charge(tivhether or nat a�repayment charge i� <br /> prov�d�d fvr under the 1�Ta�e). �orrower's acceptance of any such refund made by direct payment ta <br /> Barror�er wil�cvnstitute a waiver of any right af�cti�n Borrower might ha�e axising out of such overcharge. <br /> 'I 5. Notiees.A11 notice�given by Borrower ar Lender�n conne�tion with this Security Instrument must�b�in <br /> writing. An.y notice to Barrower in connection with�his Security�nstrument sha11 b�deemed to ha�re been <br /> given to Borrower�vhen rnailed by ftrst�class mai�or when actually delivered ta Borrawer's notice address <br /> if sent by oth�r m�an.s.Not�ce to any one B�rrower sha11 con.stitute notice to a11 Borrowers unless <br /> App�icable Law expressly r�quires otherwise. The notice addres�sha11 be the Pr�perty Address unless <br /> Borrower has de�ignated a substitute natice address by notice to Lender. Borrower sha11 promptly natify <br /> �ender vf�3arro�verts change of address.�f Len�Ier spe�ifies a procedure for r�porting Borr�wer's chang� <br /> of address,then Sorrower sha11 anly report a�hange of address thrvugh that specified procedure. <br /> There may be�nly one designated notice address under this Security Instrument at any one tim�.An.y notice <br /> to Lender sha11 be given by deliver�ag it or by mai�ing it by fust class mail ta Lender's address state[�here�n <br /> unless Lender has designa�ed another address b}�notice to Bonower.Any notice ia cannec�ion�uith this <br /> Security I�st�u�ent s�a1l not be deemed to�a�ae been gi�en ta�ender un�i1 a��ual��recei�ed b�Lender. If <br /> any n.otice required b}�this Security Ins�rum�nt is also required under App�rcable Law,the Applicable Law <br /> requirement wi11 satisfy the correspanding requirement under this 5ecurity Instrument. <br /> �I�. Go�erning Law; Se��rabil�ty;Rules vf Const�uetian.This Security In.strument sha11 be governed by <br /> federallaw and the law of the jurisdiction in wh���the Prap�rty is located.All rights an�obligat�ons <br /> contained in this Security Instrument are subject�o any rec�uu'ements and lim.itatio�s of Applicable La�v, <br /> App��cable Lav�r might explicitly or imp�ic�tly allow the parties ta agree by contract or it might be silent,but <br /> such si�enc�shalt not be construed as a prohibition against agreement by contract, In the�vent that any <br /> provision or clause of thi�Security Instrum�nt ar the Note conflic�s�vith Applicable Law, such canflict sha11 <br /> not affect other provisi�ns of th�s Security Instrument or the Note which can be given effect�vithout�he <br /> c�nflicting provision. <br /> As used in this Securi�y Instrument: (a}wor�s of the mascu�ine gender sha�t mean and include corresponding <br /> neuter wards or words of the f�minine gender; (b}words in the singular shall mean and include the plural <br /> and vice versa;and(c}the word"may"gives sale discretion without any obligation to take any action. <br /> 'I�. Borrower's Gopy.Borr��ver sha11 be gi�en one��py of the�ote and of this Securi�y�ns�rurx�ent. <br /> �8. Tr�ansfer flf the Pro��rty or a Benef�c�al[nt�rest��6orrower,As t�sed�n this S�ction 18, "Interest in <br /> the Proper�y"means any legal or benefxcial rnterest in the Property,�ncluding,but not limited to,those <br /> beneficia�interests transferred in a band for deed,contract for deedA installment sales c�ntract ar escrow <br /> agreement,the intent of�hich is the transfer�f title by B�rrower at a future date to a pu.rcha�er. <br /> �f a�l ar any part of the Property or any Inte�'est in the Froperty is sold or transferred(or if�orrower is not a <br /> natural persan and a beneficial interest in Borrower is sold or transferred��rithout Lender's prior written <br /> consent,Lender may require imm�diate paymer�t in full of a11 sums secured by this Security Instrument. <br /> However,this option sha11 not be exercised by Lender if such exercise is prohib�ted by Applica�b�e Law. <br /> NEBRASKA�i�gle Famiiy-Fannie MaelFr9eddie Mac L1NIF�RM 1NSTRLIMENT WITH MERS Form 3428 1141 <br /> VMP� VAAPBA[NE)t1302].fl4 <br /> Wolters Kluwer Finar�cial Services Page 12 of 17 <br /> q�3333�22497 ��33 258 1Z17 <br />