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20000052� collection in any bank, to accept all drafts or bills of exchange which may be drawn upon me in the usual course of my business . To receive, endorse and cash, redeem or deposit United States savings bonds and any other securities, and any checks received from the United States Treasury Department made payable to me for any reason including income tax refunds, social security bene- fits, supplemental security income, or any other benefits . 14 . To �artici�ate in farm �rograms . To enter into any arrangements or contracts with the United States Department of Agriculture or any of its committees to participate in any agri- cultural programs and to sign the papers in connection therewith for me in my name and to acknowledge and deliver said papers and contracts and to receive payments thereunder and to endorse any checks or drafts for said payments and deposit them on my behalf . 15 . To a��ly for and receive benefits . To apply for and receive for me any benefits whatsoever of any federal or state government or other agency, including, but not limited to, social security, medicare, veterans or welfare benefits, medicaid, etc . 16 . To deal with the Internal Revenue Service . My attorney shall have authority to represent my int2rest in any dealing with the Internal Revenue Service and to have authority to receive confidential information, to deliver confidential information to the Internal Revenue Service, and to enter into any compromise or settlement agreement with the Internal Revenue Service as may affect any tax liability, interest or penalty owing to the Inter- nal Revenue Service by the principal . 17 . To bu� flower bonds . To purchase United States Treas- ury securities known as flower bonds for me even though I may be comatose or incompetent . 18 . To borrow and give securitX. To borrow any sum from any lender and encumber any of my real or personal property as security for loans . To execute and deliver notes and other obli- gations, and mortgages, security agreements, financing state- ments, pledges, liens and other encumbrances . 19 . Self-dealina. My attorney may deal with my said attor- ney and no transaction shall be void because of said self-dealing nor because my said attorney was a part owner of property with me or had interests similar to mine or had any interest in said transaction. 20 . To make gifts and im�lement estate �lan. To make gifts to reduce my estate or for charitable, religious or educational purposes . To continue any plan of gifts I have initiated. To follow and implement any estate plan that I have formed. Gifts may be made to my said attorney if my attorney is a member of my family and would otherwise be deprived of an equal share . 4 _ ,