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� <br /> 200000244 <br /> ; After recording return to: <br /> CITIFINANCIAL, INC. (MD) <br /> 3415 WEST STATE STREET <br /> GRAND ISLAND NE 68803 <br /> DEED OF TRUST� <br /> THIS DEED OF TRUST is made this 7th day of January , 2000 among the Trustor, <br /> RAUL A GARCIA SR BERTHA GARCIA (JOINT AS A MARRIED PERSON) <br /> (herein "Borrower"), <br /> Michael F. Kivett (herein <br /> "Trustee"), and the Beueticiary, CITIFINANCIAL, INC. (MD) , <br /> a corporation organized and existing under the laws of Maryland , whose <br /> address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br /> "Lender"). <br /> BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br /> conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br /> HALL , State of Nebraska: <br /> THE W 1/2 OF LOT 6, BLOCK 144, IN UNION PACIFIC RAILWAY COMPANY'S <br /> SECOND ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br /> which has the address of 208 E lOTH , GRAND ISLAND , <br /> Nebraska 68801 (herein "Property Address"); <br /> TOGETHER with all the improvemants now or hereafter erected on the property, and all easements, rights, <br /> appurtenances and reuts (subject however to the rights and authorities given herein to Lender to collect and apply such <br /> rents), all of which shall be deemed to be and remain a part of the properry covered by this Deed of Trust; and all of the <br /> foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br /> referred to as the "Property"; <br /> TO SEC URE to Lender the repayment of the indebteduess evidenced by Borrower's note dated O 1/0 7/2 0 0 0 <br /> and extensions and renewals thereof(herein "Note"), in the principal sum of U.S. $ 13,680.60 , with interest thereon, <br /> providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br /> and payable on O1/12/2007 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br /> protect the security of this Deed of Trust; and the perfarmance of the covenants and agreements of Borrower herein <br /> contained. <br /> Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br /> convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> encumbrances of record. <br /> , <br />