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��14�5��1 <br /> requ�red by RESPA, a�d T3o�rav�et sharl pay�o Let�der the atnau�.t�zecessa�y to inal�e u�the defi�iency in <br /> accorc�ance v����RESPA, b�.�f.i�1 no�nore��Za�� �.2 ina�i:hly paytnen�s. <br /> U��on�aymen��z�fi�1� of a��su�ns secured��y t��is Securi�y Instri�rnet��, Let��er sha11 pra�nptly t�efu��d�a <br /> B��r�wet a�y F�nds 1ze1�.by Len�.er. <br /> 4. �harg es; Li�n�. Borrower sha11�ay al��axes, asses��nen�s, charg�s, fi��.es, a�zd i�nposi�ior�s a�ti��bu�aUle to <br /> tl��Pro�er�y�v�z�c�a.c�xz a��a���prio�ity oVer this Sec�rity I��tru�netz�, leasel�ald payinents or graL�nd�'en�s on <br /> ��ze P���erty, �f a1�y, a��d Co�n�:a.1L��1��y Ass�c�at�az�Dues, Fees, and Assessinents, �F any, To t1�e extent���.a� <br /> �lzese�t�fns a.re�scrnw��e�ns, Bor�rawe�sha1�pay�he��n.�z1 the�nazln�r�ravi�.ec�.�n Sect�on 3. <br /> Lorrower s1�aI1�r��np�1y discharge azzy��ezz v��zich�a.as prxor��y over this Security��s�ru�ne�.��.uz�es� <br /> 13orrower: �a� agrees i�l v�riting�a�he payznen�of�1ze ob�i�a�ior�secur ed by��e��en in a rna�a�.er accep�al�le <br /> �o Ler�der, bu�or�1y so long as I3orrower�s�erfor�ni�.g suc�i agree�llen�; �b� co�ztests��ze�ien z�good fai�h by, <br /> or �.efends agairi��erilorcetne��.�of�he lien ir�, lega���acee��ngs�wlaich i��Le�z�.er's op�r��o�z opera�e�o�reven� <br /> ���e enfarcement of t1�e��en vvl�ile�hose�raceedings a�e pexa.d��1g, bt��o�:�.��until such p�raceedi��gs a.r� <br /> ca�c�ude�., or�c) s�cures�roin the�Zolder or���e lien an a�reemen�sa�isfaG�ary�o Lender sul�arc�inating.1:he <br /> ��e��a this S�cu�ity���s�ruinen�. Yf Ler�de� de�exin�1es t�1at�ny par�:of��le Prope�ty is sub��c��o a l�en,vsr�lich <br /> can at�ai��.��•zo��ii.y ov�r this Se�uri�y Ins���u�ne�a.�, Le��der�a.1ay g�ve Borr�wer a�o�ice ic�er�tz�'yir�g t�ze Iien. <br /> Wi��z�n �.4 c�a�s of 1:��e c�a�e a�z w��.iclz that no�;�ce�s g�ven, Borro�wer�h�,11 sat�sfy�he�ie�or�a1fe o�e or�nore <br /> a�f�he act��ns s�t lor�:lz abave in�la.is Sec�xan 4. <br /> Le�ider�nay r�qu�re Borravver�o�ay a o�1e��ixne c�arge fa�a re�.�estatie�ax verific�.�ior1 a.�c�lor reporting <br /> service L�sed by Lender i�cox�e��ia�z vtri�h�h�s Loa�1. <br /> �. iProp�r�y I nsu�ance. Ba�•�o�rer s�a1�Z�eep �he i�nproveir�ents�Zow�x�sting or 1lereaftei� erec�ed on f;he <br /> Pra�e�-�y i���u�ed agai�lst�oss by f��e, h�za�rds i�cluc�ed Within�;�le ter�n"ex�:�nde�cavera�e," anc��t.�ly oi.her <br /> 11aza.rds i��luc�ing, but���:liini�ed�a, ear�hqualces �x�d floo�s, for whic��Le�der rec�uires insu�ance. T11is <br /> i�sura.n�e s�a11 be 111a�n�aine�in�11e�.���o�u��s �in�luc��ng�.ed�.�c�ib�e leve�s� anc�.for�he p�riods ti11a��en�.er <br /> r�quire�. ��l.a�L�Z1C�.e�`�'�C�LiI�'�5�U�'St�2t.11�;����.1��3�'�C�C�1Iig��11���.1C�5 G�11 C�.7.��.g�L�IlT�Z1g������'�.11�f��1�L��.11. <br /> Tlle ins�.�rance carrie�p��o�ic�i�lg�:�e insL��ar�ce s�za11 be chos��.by I3ar�ovvex su��ec��o Le�z�.er's r�gh��o <br /> c�is���rove Bor�awer's choice, yvhic�z rig�z�s1�a�1�za�be exe�c�sed�.��areasa�zab�y, Le�.der�nay reqt�ire <br /> I3orrower�o pay, in co���ecl:ion vvith�11is Laan, e���zer: �a� a o��e-�i�ne clz�rge for flood��ne�.e�er�ninat�an, <br /> cer��ficatio��and tirac��ing servi�es; or ��� a or��--�z�ne c��a�ge fot•flood zone deter��nil�ation an�c�r�ifica�io�� <br /> serv1ces �:nc�sub�e�ue�z�:c��.��ges each�i�ne re�n��pi�lgs or sr���i1�i�changes�ccur w�icli reasonably inigh� <br /> affeci.suc�i c�e�:er�nina�ior�ox�ce����fi�atiio��, Borrower sha11 a�so be respnr�sible lor�11e pay�nent of a��.y fees <br /> i�1��osed��1:�Ze F e�.er�.x E�nergency Managelnen�Age�cy in�an�ec�:ion vvi�:�i i;��e�eview ol any�loo�.zone <br /> de�et•inir�atrofz resu��i�zg fro�n aza.o��ec���n by B�rrov�er. <br /> If Borrovvet�fails to i�zaY���aiz�.a��.y of tlze cov�r�ages�.escribed above, L�r�der lnay obt�.iiz insixrance c�,verage, <br /> a�Lenc�e�'s op�ion aizc�Bnrrov�rer's�x�e�lse. Le�der ��ui�c�ef"f1� Q��1��.�;10f1�;��Ll�'C}1ct5e cl1�y�c'1T�1CLl1cl1�;y�7���' <br /> ���zzot����of covei age, Tlzet efore, su�c�a.caverage s�z���cove�'Let�de��, �ut�l�ight or rnig�lt;no�p�otec�Borrav�er, <br /> I3or�ovver's equii.y�iz th�Prope��y, or���e corlte��s oF t�e PrQperf:y, ag�:i�st atly r�s1�, 1�azat�c�or liabili�y�r�c� <br /> �riigh�provid�grea�e�tir Ies�er coverage�11an v�as p��evious�y ir�effeci:. Borr�wer a.cl�novvlec�ges�ha��h��t�s�; <br /> of��1�insL��ance cove�age so ��tair�ed�ni��1t�ig��ificantly e�ceec��lze cost of ir��u�alzce�l�a�Borrow�r�oL�l�. <br /> 11a�re a��ai�ed. Any��nour��s ���sUu�cse�.�y Lende��u1�c�e����.�s Sec�io�a.5 s1�a11 be�oxaze ac�d��xona��e��of <br /> 13orrower se�L�rec��y�l�s Sec�.��ri�y In�tiiui1�elz�:. T�Z��e-�.inau���s sla.a�1 bear in�eres�a�the No��ra�e fro�11���:e <br /> da�e oF c�islaurse�nexz�a��d shall b�p�.ya�1e, vvit�z suclz ixz�e�es�, �.��on no�ice fro��z Lender�o I3orrower <br /> rec�uesi.itz�payine��.�. <br /> ��-��4-nO�Q 18 <br /> NEBRASKA-5ingle�amily-Fannie M aelFreddie M ac UNI��RM INSTRIJM�NT �orm 3428 114� <br /> VM P� VM p6�NE}�13D�} <br /> Wolfers Kluw�r�i�anciai Services page 5❑f 17 <br />