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��14�5�51 <br /> �C� "Lend�r" is H�m� F�d�ra� 5avi ngs and L�an Assn �f Grand I s1 and <br /> Lender is a Sa�i ngs and Laa� <br /> organized and existing under�he�aws of The State of Nebraska . <br /> Lender's address i� ��1 Saut� L��ust St Grand I sl and NE 688fl 1 <br /> . <br /> Lender�s the bene�ciar�under�hi�Secur��y Ins�rum.ent. <br /> 4D} "Trustee" is Arend R Baack, Attorney <br /> �E� "Note" mea.ns the pram�ssory no�e s�gned b� Borrower and da�ed ❑e�embe r 18, ��14 . The Nat� <br /> states that Borrower owes Lend�r E IGHTY E I GHT TH�USAND S I X HU�DRED �I NETY AND <br /> ��I1�� <br /> Da��ars �U.S. $$$,f 9�.44 }pius in�er�st. Barrower has promised to pay this de�t zn regu�ar <br /> P�ri�d�� Pa�rnlen�s and to pay the debt �n fu�� no��ater than J a n u a r� �, ��3 D . <br /> {F� "Property" m�ans �he pr�perty�ha��s described b�iflw under the h�ading "Transfer of Rights in�he <br /> Praper�y." <br /> €Gy "L�an" means�he debt e�idenced by�he Note, plus interest, any prepay�nent charges and late charg�s due <br /> under the No�e, and a�� sums due under�his Secur�t� Instrument, p�us in�erest. <br /> �H� 'T Riders" mean�a�l Riders�o this Securi�y �nstrum�nt that are execu�ed by B�rrower. T�he fallowing R�ders <br /> are to be execu�ed by Borrawer �check box as applicabie�: <br /> �Adjustabie Rate R�der � Condominium Rider � Sec�n� Hame R�der <br /> � Ba��a�n R�der � Planned Unit Deve�apment R.�der � 1-4 Family Rid�r <br /> 0 VA R.�d�r 0 Biweekly Pa�rmen�Rider �] �ther�s} �spe��fy� <br /> 41� "Applicable Law" means all�on�roiling applicab��federa�, s�a�e and�oca� sta�ut�s, regu�a��ons, nrdinances <br /> an�admin�s�ratzve ru�es and�rd�rs �tha�have th�effect of la�v} as w�l� a� all appiicable f�nal, non-app�a�ab�e <br /> jud�c�a� op�nions. <br /> �J} "Community As�ociativn Dues, Fees, and Assessments" means a�� dues, fees, assessmen�s and o�her <br /> charges that are imposed on Borrower or th�Property by a condominium assacza��on, hameowners <br /> associati�n or s�milar organization. <br /> �K� "Ele�tronic Funds Transfer'! m�ans any transfer of funds, other than a transac�ion ariginated by check, <br /> draft, ar sim.�.xar paper�ns�rumen�, which is ini�iated thr�ugh an e�ectranic term�n�l, telephanic instrumen�, <br /> �a�nputer, or z�.agnetic tape so as ta�rder, �ns�ruct, �r authar�z�a�nancia� institut��n��debit or cr�dit an <br /> aec�unt. Such�erm includes, but zs no���m��ed ta, point-of-sale transfers, automated te��er machine <br /> �ransact�ons, �ransfers initiated�y t��ephone, wire transfers, and aut�mat�d c�earinghous�transfers. <br /> 4L} "Escr�w �tems" means those item�tha� are d�scribed in Secti�n 3. <br /> �M� "M�s�e�faneaus Prflceeds" n�eans any c�mpensat�nn, settl�ment, award of damages, or proc�eds paid by <br /> any third par�y �o�her than�nsurance praceeds paid under the co�erages describ�d in Secti�n 5} f�r: �i} <br /> darnag���, or destru�t�on af, the Proper�y; �ii}cond�mnation or other taking�f all or any par�of the <br /> Property; tiii} ��nveyance in lieu of condemnation; or�i�} m�srepresenta�ions af, or omisszons as tn, the <br /> �aiue andl�r condition af the Pro �r� . <br /> NEBRASKA-Singie�amily-Fanr�ie MaelFreddie Mac UNI�aRM INSTRUMENT �Q�m 3o�s�io� <br /> VMP� VMPB�NE}�13Q2� <br /> Walters KIuw�r Financiai Ser�ices Pa�e 2 of 17' <br />