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IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />Borrower <br />HCFG -00782 <br />Veterans Affairs Guaranteed Loan and Assumption Policy Rider <br />VMP® <br />Wolters Kluwer Financial Services ®1999, 2009 201412154.1.0.2815- J20140729Y <br />1 <br />1 <br />11 <br />1 <br />11 <br />1 <br />1 <br />*45347 14222* <br />201 407898 <br />1 <br />1 <br />1 <br />1 <br />12/11 <br />Page3of3 <br />1 <br />11 <br />