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<br />     DEED OF TRUST
<br />  								2a0000is4     								�
<br />    																				�
<br />     																				�
<br />     PARTIES: This Deed of Trust is made on December 30, 1999 among, the Grantor, RAYMOND COOPER AND LORRAINE L COOPER,  �
<br />     HUSBAND("Borrower"), AND  WIFE)
<br />     AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the    �
<br />     Beneficiary,HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,a corporation organized and existing under the
<br />     laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET,GRAND ISLAND,NEBRASKA 68801 ("Lender").
<br />     CONVEYANCE: For value received, Borrower inevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />     which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />     way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />     "property").
<br />     PROPERTY ADDRESS:3604 S BLAINE LOT 11 ,GRAND ISLAND,Nebraska 68801
<br />     LEGAL DESCRIPTION:
<br />     THE REPLAT OF LOT ELEVEN(11) , WASHINGTON TOWNSHIP IN MEADOWLARK ESTATES IN THE CITY OF GRAND ISLAND,
<br />     HALL COUNTY,NEBRASKA.
<br />	Located in Hall County,Nebraska.
<br />     TITLE:Borrower convenants and warrants title to the property,except for
<br />     SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />     containe�+ ih this deed of trust znd in any other docsmen:incerporated hsrein. Secured d�bt,:s used in this deed of trust, includes any amounts
<br />     Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />     renewals thereo£
<br />     The  secured  debt  is  evidenced  by  (List  all  instruments  and  agreements  secured  by  this  deed  of trust  and  the  dates  thereof.):
<br />    	� A PROMISSORY NOTE AND SECURITY AGREEMENT DATED December 30, 1999
<br />  		�    Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br /> 			contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />    	❑ Revolving line of credit agreement dated     				,with initial annual interest rate of     	%
<br />		All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />		the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />	The above obligation is due and payable on January 04,2004 if not paid eazlier.
<br />	The total unpaic� balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of$5,075.50, plus
<br />     interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />     covenants contained in this deed of trust,with interest on such disbursements.
<br />      �  Variable Rate:The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />   	� A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />       	made a part hereof.
<br />     RIDERS:ASSIGNMENT OF RENTS
<br />						DESIGNATION OF HOMESTEAD
<br />       	Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has
<br />   	�  been disclaimed;the disclaimer is attached to this deed of trust and made a part hereof.
<br />     SIGNATURES: By signing below,Borrower agree to the terms and convenants contained in this deed of trust,including those on page
<br />     2,and in any  ' ers des ribe  abo e signed by Borrower.
<br />    				�       													_
<br />   		Y  OND COOPER       						LORRAINE L COOPER
<br />     ACKNOWLEDGMENT: STATE OF NEBRASKA,HALL COUNTY SS:
<br />       	The foregoing instrument was acknowledged before me on December 30, 1999
<br />       	By RAYMOND COOPER and LORRAINE L COOPER,HUSBAND
<br />     					�"�U-a(�l()�  			�RAL NOTARY Siate of Plebraska
<br />       	My commission expires: 						��       p�Np�y HpWOWAY
<br />    														10��  		otary Public)
<br />
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