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i i � ��14�755� � � forbearance by Lender in exercising any xight �r remedy inc�uding, wi�hou� linlita�ion, Lender's accep�ance of payxnents fro�n third p�rsons, en�ities or Successars in In�erest of Borrower or in amflunts less�han the a�nount�hen due, shall not be a v�ai�er of or preclude�he exe�cise of any r�gh�or reinedy, 12. Join�and Se�eral Liabi��ty'; Cv�si�ners; SuccessQrs and Assigns Bnund. Borra�vve�covenants and agrees � �ha�Bararavver's obliga�xons and liabx�xtiy sha11 be j oint and several. Ho,wever,any Borrower who co�signs this Secur�l:y �nstrume�n�but does no�execute the Note�a"co-signex"}: ��.}is ca�s�gnzng�his Security�ns�rument only to martigage, gran� and con�ey �he co-signer's interest in the Pxoper�y under the terms of�his Se�urit� Instrument; �b� is na� personally ob�iga�ed�o pay�he sums secured by�his Security�ns�rumen�; and(c}agr�es t�aat Lender and any other Borrawer can agr�e�:o ex�end,modiFy, forbear ar malce any accomrnoda�ions v�ith regard to the�erins of thxs Securi�y �nstrumen�or�he Nate without the c��si�ner's consen�. Subjec� �o the provisi�ns of Section 17, any Successor �n �nteres� of Borrower who assumes Borrovver's obligatxons under this Security InstrL�xnent in wri�ing, and is ap�roved�y Lender, sha11 ab�ain a�1�f B�rr�wer's rights � and beneFi�s under this Se�urity�nstrurnent, Bo�rrower shall not be released from Borr�wer's obliga��ans and l�abili� under this Security�ns�rutl�en�unless Lender ag�rees to s�.�ch release xn v�ri�ing, The covenantis and.agreemen�s of�his Security Ins�ru�nen�shall bind�except as provided in�e��ion I�} and bene��tihe successars and assigns�f Lender. 13. Loan Charges. Lender may charge�3orxawer fees for serv�ces perfarm�d in conzaectinn wi�h B��rovt�er's defaul�, for �he purpose of protec�ing Lender's in�erest in the Prope.rty and righ�s �.�nder �h�s Security�nstrumen�, in�luding, but no�1imi�ed to, at�orneys' fee�,praperty inspec�ian and�aluat�on fees, In regard to any other fees, the absence of express authority xn this Secur�ty Instrument�a charge a speci�c fee to Borrower sha11 not be construed as a prnhi�i�ion on the chargzng of such fee. Ler�der may no�charge fees that are expressly p�rohibi�ed by this Securi�y �ns�rument or by Applicable Law. If�he Laan is subj ec��o a lav�which sets tnaxixnum�oan chaarges, and that�aw is fina��y in�erpre�ed so tha��he interes�or ather loan charges collec�ed or�o be cQlle�ted in eonnec��on with the L�an exceed�he pexmitted�imits, �hen: �a�any such�t�an charge shall be reduced by the amaun�necessa�ry ta reduce�he charge�o the permz�ted lim�t; and�b� any sums already collec��d f�rQn�Borrovver which exceeded per�nit�ed limits v�ri�1 be refunded�o Borrower. Lender may choose�o make�his refunc��y reducing�he prin�ipal o�ed under the No�e or by xnal�ing a d�rect payment - �� 3orrovver. If a xefund reduces prii�cipa�, the xed��c�ron v�i�l be treated as a part�a� prepayment wr�hout an� prepa��nen1:charge�v�he�her or no�a prepaymenti cha�rge i�providec�for under�he No�e�, �orrower's acceptar�ce of any such refund made by direc�payment to Borrovver will constitu�e a waiver af an�right of act�on Borrav�er might have arising out of su�h avercharge. � 14. N�tices. A.11 nntices given by B�rro�tnrer or Lender in connection wi�h this Securi�y Zns�rument mus1:be in = wri�in�. Any no�ice to Borrov�er in��nnee�ion�ith�his Se�urity�nsl:run�en�sha11 be deemed�o ha�e been,g�ven to ' Borrowe�when Yllai�ed by�rst class maxl or�rhen act��ally delivered to Borrower's no�ice address if senti by other means. Notiice�a any�ne Borrower shal�constitu�e no�ice tio a��Barrowers unless Applicable Law�xpressly requires a�herwise. The na�ice address shall be �he Proper�y Address unl�ss Borrower has des�gnated a subs�x�ute notice address by na�.�ce to Lender. Bori awer shal�promptly noti Fy Lender of Borrawer's change�f addxess. �F L�nder specifies a pr�cedure fo��reporting Borrawer's change of address,�hen Borrower shall o��y repor�a change flF address thr�ugh that speci�ed pr�cedure. There may be only ane desigi�a�ed no�ice a�dress under�his Securzf:�Ins�rument at any one t�xne. Any notice to Lender sha�l be given by de��veri�g i��r by mailing it h�first class mai�to Ler�der's � address s�at�d herein unle�s Lender has desxgna�ed ano�her ad�ress by no��ce to Borrav�er. Any na�ice in connec�ion with this Securit�Insl:rument shal�not be�eemed�o have been given�:o Lender until actually received hy Lender. rf any nfl�ice required �y this Se�urity Instrumen� is also required under Applicable Law, �he App�xcab�e Laur requirement wi11 sa�isfy the corresponding requirement undex this Securi�ins�rument. 15. �o�ern�ng �aw; Se�erability; Rules of Cans�ruc�ion. This Se�l�rity Instrument sha�X be governed by federal�aw and the law of�he�uris�.iction in which�he Property is loca�ed. A11 r�gh�s and obligat�ans con�ained in this Securi�y Instrumen�are subj ect�o any requiret��en�s and�imi�al:ions of Appiicable Law. Appricable Law might � explicitly ar xmp�zci�ly all�w �he parties �o agree by contrac�ar it might be s�ler�� l�u� sueh silence shall no� be cons�rued as a pro�ibi�ion agazns�agreemen�by can�ra�t, Tn tihe even�tha�any pro�ision ar clause of th�s Securi�y NEBRASKA-Single Family-UNIF�RM INSTRUMENT ': Dc�cA�"a��c MUDIFIED F4R DEPARTMENT 4F UETERANS aFFA�RS - MERS www.docmagic,com ' �Re�, �10�} Page 9 of �4 � 1`"�� LIY.ti L ' � ■ ,� gANK o��047094 'ti FM�lEF� �41�226823